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Buying

Buy a Home in the Twin Cities

From your first showing to closing day, an agent who knows the neighborhood is with you at every step.

How buying works

Four steps to your keys.

  1. Get pre-approved

    Know your budget before you tour. A pre-approval letter also shows sellers your offer is serious. Start with our affordability calculator.

  2. Tour homes

    Your agent sets up showings, points out what to look for, and sends new listings the moment they hit the market.

  3. Make an offer

    We look at recent sales to price your offer, then negotiate terms, inspections and closing dates for you.

  4. Close

    We coordinate the inspection, appraisal and paperwork with your lender and title company through closing day.

Financing partner

Ken Rife, your mortgage partner.

Ken Rife, Regional Vice President at Mutual of Omaha Mortgage, is dedicated to helping clients achieve their homeownership goals. With a deep understanding of various loan programs—including conventional, FHA, VA, USDA, and jumbo loans—Ken works closely with each client to identify mortgage solutions that align with their financial objectives.

Throughout the borrowing process, clients can rely on Ken to provide clear guidance and ensure a thorough and efficient loan experience.

Ken Rife · Lender · NMLS #784496
Mutual of Omaha Mortgage
800 South Plaza Drive, Mendota Heights, MN 55120
(651) 272-7232 · krife@mutualmortgage.com

Have Ken Rife contact me

From our buyers

First-time buyers, in their words.

★★★★★

Working with Kaitlyn Bahl was a great experience. As a first-time homebuyer, I truly appreciated her support and guidance throughout the entire process. She was incredibly helpful every step of the way, and I highly recommend her.
Wenel VasquezGoogle review

★★★★★

This is the first time I've bought property by myself. I was afraid Heidi would talk in words I didn't understand. She was so easy to work with. She explained everything in a way I could understand. You'll be lucky if you get a chance to work with her.
skt vansantoGoogle review

★★★★★

As a first-time home buyer, I received the BEST service imaginable! Amanda and her team moved fast and I couldn't have been happier with the experience overall. Highly recommended!
Diane CollinsGoogle review

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