Credit River’s 2,300 Acres of Parks: Who Manages Them and Where Residents Have a Say
Cleary Lake's beach closes Labor Day, Sept. 7. Here's what that reveals about which of Credit River's 2,300 acres of parkland residents can actually shape.
Credit River, Minnesota
Credit River Real Estate
Homes for sale, local facts and advice for buying or selling in Credit River, Scott County, from Huerkamp Home Group.
Key takeaways
What should you know about Credit River at a glance?
Credit River is a south metro city in Scott County, home to 5,589 people. Here's what the public numbers say.
- Population: 5,589 (Census 2024 estimate; +1.5% since 2020)
- Median home value: $595,000, 42% higher than the Scott County median (owner estimates, Census ACS)
- Median household income: $143,125, 20% higher than Scott County
- Homeownership: 97.5% of households own their home (Minnesota: 72.2%)
- Getting around: about 38 minutes to downtown Minneapolis and 34 minutes to MSP Airport in light traffic
- Schools: Lakeville Public School District covers about 57% of the city
Sources: US Census Bureau 2024 population estimates and 2020–2024 American Community Survey; drive times from OpenStreetMap routing.
For sale now
Where can I find Credit River homes for sale?
The newest Credit River listings, live from the NorthstarMLS. Open any home for photos, maps and saved-search alerts.
$965,000XXX 165th Street E, Prior Lake, MN 55372MLS #7166185
Listing courtesy of Kubes Realty Inc
$1,395,0007947 207th Street E, Credit River, MN 55372MLS #7163824Listing courtesy of Prandium Group Real Estate
$349,90016641 Whitewood Avenue, Prior Lake, MN 55372MLS #7161836Listing courtesy of Real Broker, LLC
Open Sun, Nov 8 · 6–8 PM$420,0006911 Faricy Lane, Prior Lake, MN 55372MLS #7160220Listing courtesy of Coldwell Banker Realty
$875,00021761 Pine Tree Circle, Lakeville, MN 55044MLS #7159119Listing courtesy of iMetro Property
$1,195,0007792 Prairie Grass Pass, Prior Lake, MN 55372MLS #7156576Listing courtesy of Peloquin Premier Properties
See all 52 Credit River homes for sale
- Under $250,000 1
- Under $300,000 6
- Under $350,000 13
- Under $400,000 22
- Under $450,000 24
- Under $500,000 25
- Under $600,000 25
- Under $700,000 26
- Under $800,000 27
- Under $1 million 33
- Under $1.5 million 41
- Under $2 million 49
- $1 million and up 19
- Single-family homes 15
- Condos 11
- Land and lots 26
- 3+ bedrooms 25
- 4+ bedrooms 22
- 5+ bedrooms 15
- New construction 7
- Lakefront 2
- 1+ acre 16
Keller Williams Preferred Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Keller Williams Preferred Realty, a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information Deemed Reliable But Not Guaranteed.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Keller Williams Preferred Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (little black house) and detailed information about them includes the name of the listing brokers.
Keller Williams Preferred Realty participates in Regional MLS’s Broker Reciprocity℠ program, allowing us to display other brokers’ listings on our site. However, Keller Williams Preferred Realty displays only listings located in the Minnesota communities covered on this website. Some properties which appear for sale on this web site may subsequently have sold and may no longer be available. Listing data last updated November 3, 2026 at 7:28 PM (Central). Use of listing data is subject to the license agreement. Open House information is subject to change without warning.
Credit River homes are listed under neighboring cities' mailing addresses. Tell us what you're looking for and we'll set up a Credit River search for you.
Listings from NorthstarMLS, updated every hour from 8 AM to 10 PM.
Stay ahead of the market
How can you get new Credit River listings first?
Tell us your price range and we'll email new Credit River listings that match. No spam, and you can unsubscribe anytime.
- Pick your price, beds and home type
- New listings emailed as they come on the market
- Questions answered by a local agent
Housing market · September 2026
Credit River home prices and sales
Over the 12 months through September 2026, the median sale price in Credit River was $955,450, up 0.6% from the year before, with 26 homes sold.
- Median sale price$955,450+0.6% vs. prior 12 months
- Homes sold26past 12 months
- Days on market59past 12 months
- Months of supply5.7end of September 2026
NorthstarMLS data via the Minneapolis Area REALTORS® Local Market Update, current as of October 7, 2026. Full Credit River market report
Living in
What's it like living in Credit River, MN?
The answer
Credit River is a south metro city, and it's about 38 minutes from downtown Minneapolis and 39 minutes from downtown Saint Paul in light traffic. 100% of its homes are single-family houses, the typical home was built around 1988, and 97.5% of households own their home.
Downtown Minneapolis38min
Downtown Saint Paul39min
MSP Airport34min
Mall of America29min
University of Minnesota41min
Hover a community —Credit River5,589 residents · Scott County
Demographics · Credit River, MN
Who lives in Credit River?
According to the Census Bureau, Credit River's median household income is $143,125, 20% higher than the Scott County median (Scott County: $119,314). The median age is 44.8, 97.5% of households own their home and 44.2% of adults hold a bachelor's degree or higher.
Population5,5891,941 households
Median household income$143,125Scott Co. $119,314 · MN $89,062
Median home value$595,000Scott Co. $419,400 · MN $329,300
Median gross rent—Scott Co. $1,568 · MN $1,280
Homeowners97.5%Scott Co. 83.8% · MN 72.2%
Bachelor's degree or higher44.2%Scott Co. 44.1% · MN 39.4%
Median age44.8Scott Co. 37.8 · MN 38.8
Single-family homes100%Median year built: 1988
US Census Bureau, American Community Survey 2020–2024 5-year estimates; population from 2024 estimates. Home values are owner estimates; values shown with “+” are the Census reporting cap.
Population trend
How fast is Credit River growing?
Credit River's population grew 1.5% between 2020 and 2024, from 5,507 to 5,589 residents, according to Census Bureau estimates.
US Census Bureau Vintage 2024 population estimates.
Show as a table
| Year | Residents |
|---|---|
| 2020 | 5,498 |
| 2021 | 5,573 |
| 2022 | 5,550 |
| 2023 | 5,581 |
| 2024 | 5,589 |
School planning
Which schools serve a Credit River address?
- Lakeville Public School Districtabout 57% of the city
- Prior Lake-Savage Area Schoolsabout 43% of the city
Ask the district for the school assignment of the exact address for the year you'll enroll, since boundaries can change. Being near a school doesn't guarantee a spot, and charter and private schools set their own rules.
Minnesota Report Card (Department of Education)
District coverage: US Census Bureau 2024 school district boundaries.
Crime data
How can you check reported crime near a home?
Ask the police department that serves the address for its current reports, and compare places only across the same time period and offense definitions. Missing data doesn't mean zero crime, and a citywide number doesn't describe a particular street.
Outdoor living
What lakes and water are in Credit River?
Credit River has little open water inside city limits, but lakes and regional parks are a short drive away. 4 lakes of 10 acres or more touch Credit River; each has its own page with the lakefront homes for sale on it.
- Cleary Lake145 acres
- Murphy Lake45 acres
- Markley Lake16 acres
- Krenz Lake11 acres
Commute & transportation
How easy is getting around Credit River?
Credit River residents' average one-way commute is 24.1 minutes (Census ACS). 71.8% drive alone, 0.5% take public transit and 16.8% work from home.
Average commute24.1 minMN average 22.7 min
Drive alone71.8%of workers
Public transit0.5%of workers
Work from home16.8%of workers
Drive times from Credit River
- 38 minDowntown Minneapolis
- 39 minDowntown Saint Paul
- 34 minMSP Airport
- 29 minMall of America
- 41 minUniversity of Minnesota
Drive times: OSRM routing on OpenStreetMap data from the city's Census center point, light traffic. Rush hour takes longer.
Economy & jobs
Where do Credit River residents work?
The largest share of employed Credit River residents work in manufacturing (19.7%), followed by education, health care and social assistance (15.4%). The unemployment rate averaged 1.9% over 2020–2024 (Minnesota: 4.1%).
Census ACS 2020–2024, industry of employed residents 16 and older (C24050) and employment status (B23025).
- Manufacturing19.7%
- Education, health care and social assistance15.4%
- Professional, scientific and management services14.2%
- Arts, entertainment, recreation, lodging and food8.4%
- Construction7.7%
- Retail trade7.6%
City comparison
How does Credit River compare to Prior Lake, Lakeville and Savage?
The three communities with the shortest drive from Credit River, side by side.
| Metric | Credit River | Prior Lake | Lakeville | Savage |
|---|---|---|---|---|
| Population (2024) | 5,589 | 28,018 | 77,971 | 32,896 |
| Change since 2020 | +1.5% | +1.5% | +12.2% | +1.4% |
| Median home value | $595K | $451K | $453K | $432K |
| Median household income | $143K | $134K | $139K | $126K |
| Median gross rent | — | $1,654 | $1,806 | $1,766 |
| Homeowners | 97.5% | 86.2% | 87.8% | 85.8% |
| Median age | 44.8 | 39.6 | 36.8 | 37.5 |
| Average commute | 24.1 min | 24.7 min | 23.6 min | 25.1 min |
| Drive to downtown Minneapolis | 38 min | 36 min | 33 min | 30 min |
Census 2024 estimates and ACS 2020–2024; drive times from OpenStreetMap routing.
Cost of ownership
What will a Credit River home cost you each month?
Enter the numbers for a specific home. The price starts at Credit River's Census median home value; the interest rate, property tax and insurance are yours to fill in from a lender quote, the county's tax statement and an insurance quote. This is an illustration, not a loan estimate.
Selling in Credit River
What's required to sell a home in Credit River?
We haven't confirmed a city pre-sale inspection for Credit River; check with the city before you list. Every Minnesota sale still includes the state disclosures: property condition, wells, septic systems, radon, lead paint for older homes and more.
Selling in Minnesota: every city's rules and the state disclosures · Estimate your net proceeds
Is Credit River right for you?
Who should buy a home in Credit River?
- Compare homes, not averages. Choose the space, layout and condition you need, and confirm it with an inspection.
- Try the drive. Test your commute at the times you'd actually travel.
- Check the schools for the address. Lakeville Public School District covers most of the city, but not all of it.
- Budget the whole payment. Include taxes, insurance, association dues and upkeep.
Planning a move
What should I verify before moving to Credit River?
- The property's current tax statement and homestead status from Scott County.
- Lender, insurance and utility quotes for the exact address, plus any association documents and special assessments.
- The seller's disclosures, including Minnesota's required radon and well disclosures.
- Whether the city requires a point-of-sale inspection or certificate (Minneapolis and Saint Paul, for example, require Truth-in-Sale-of-Housing reports).
- The school assignment for your enrollment year, confirmed with the district.
Local stories
What's happening in Credit River
Stories about Credit River: new development, parks, local businesses and the housing market.
Living in Minneapolis on YouTube
Watch: Credit River on video
Jason's videos about Credit River: neighborhoods, homes and what living here is really like.
This weekend's open houses
Can you tour Credit River homes this weekend?
Found a Credit River home you like? We'll set up a private showing, usually within a day or two, or tell you when it has an open house.
Credit River FAQ
What do Credit River buyers most often ask?
What is the median home value in Credit River?
The Census Bureau's 2020–2024 American Community Survey puts the median value of owner-occupied homes in Credit River at $595,000, 42% higher than the Scott County median (Scott County: $419,400). These are owner estimates; for current asking prices, see the Credit River homes for sale in our home search.
How many people live in Credit River, MN?
About 5,589 people, according to the Census Bureau's 2024 estimate. The city grew by 1.5% between 2020 and 2024.
Which school district serves Credit River?
Lakeville Public School District (about 57% of the city) and Prior Lake-Savage Area Schools (about 43% of the city). School assignment depends on the exact address, so confirm it with the district before you buy.
How far is Credit River from downtown Minneapolis?
About 38 minutes by car in light traffic, and about 39 minutes to downtown Saint Paul. Residents' average one-way commute is 24.1 minutes (Census ACS).
Is Credit River a good place to live?
It depends on what you need. Credit River has a median household income of $143,125, 97.5% homeownership and a 24.1-minute average commute. Visit at the times you'd normally drive, check the school assignment for the address, and compare total ownership costs before you decide.
What does it cost to rent in Credit River?
The median gross rent (rent plus utilities) is — a month, compared with $1,568 in Scott County (Census ACS 2020–2024).
What lakes are in Credit River?
The largest named lakes inside the city are Cleary Lake (about 140 acres), Murphy Lake (about 54 acres) and Krenz Lake (about 13 acres), based on Census water maps.
How long does it take to close on a home in Credit River?
Most financed purchases close about 30 to 45 days after an accepted offer, and cash purchases can close sooner. Your lender, the appraisal and the title company set the actual timeline.
Does Credit River require an inspection to sell a home?
We haven't confirmed a city inspection requirement for Credit River. Every Minnesota seller still owes the state disclosures (property condition, wells, septic, radon and more), and some counties require a septic inspection. Check with the city before you list.
Why Huerkamp Home Group
Why work with Huerkamp Home Group?
2002Founded by Jason & Brooke Huerkamp
39Agents and staff
5.0Stars from 841 Google reviews
15+Years as a Ramsey ELP
Ready to make a move?
Want to talk to a Credit River real estate expert?
Tell us your area, budget, timing and must-haves. We'll share current listings and recent sales, and explain how we'd represent you before you decide anything.
Jason HuerkampFounder, Huerkamp Home GroupMN license 20329835(612) 843-962014300 Nicollet Ct, Ste 208, Burnsville, MN 55306
Explore nearby communities
Which communities are close to Credit River?
Drive times from Credit River in light traffic, with each community's Census median home value.
13 minPrior LakeMedian home value $451KView Prior Lake →14 minLakevilleMedian home value $453KView Lakeville →15 minSavageMedian home value $432KView Savage →19 minBurnsvilleMedian home value $355KView Burnsville →