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Lake St. Croix Beach, Minnesota

Lake St. Croix Beach Real Estate

Homes for sale, local facts and advice for buying or selling in Lake St. Croix Beach, Washington County, from Huerkamp Home Group.

Updated October 7, 2026 · By Jason Huerkamp, REALTOR®

Key takeaways

What should you know about Lake St. Croix Beach at a glance?

Lake St. Croix Beach is a east metro city in Washington County, home to 1,005 people. Here's what the public numbers say.

  • Population: 1,005 (Census 2024 estimate; -3.6% since 2020)
  • Median home value: $363,800, 14% lower than the Washington County median (owner estimates, Census ACS)
  • Median household income: $102,159, 11% lower than Washington County
  • Homeownership: 97.2% of households own their home (Minnesota: 72.2%)
  • Getting around: about 41 minutes to downtown Minneapolis and 40 minutes to MSP Airport in light traffic
  • Schools: Stillwater Area Public School District covers about 100% of the city

Sources: US Census Bureau 2024 population estimates and 2020–2024 American Community Survey; drive times from OpenStreetMap routing.

For sale now

Where can I find Lake St. Croix Beach homes for sale?

The newest Lake St. Croix Beach listings, live from the NorthstarMLS. Open any home for photos, maps and saved-search alerts.

See all 3 Lake St. Croix Beach homes for sale

Keller Williams Preferred Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Keller Williams Preferred Realty, a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information Deemed Reliable But Not Guaranteed.

Broker ReciprocityThe data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Keller Williams Preferred Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (little black house) and detailed information about them includes the name of the listing brokers.

Keller Williams Preferred Realty participates in Regional MLS’s Broker Reciprocity℠ program, allowing us to display other brokers’ listings on our site. However, Keller Williams Preferred Realty displays only listings located in the Minnesota communities covered on this website. Some properties which appear for sale on this web site may subsequently have sold and may no longer be available. Listing data last updated November 3, 2026 at 8:18 PM (Central). Use of listing data is subject to the license agreement. Open House information is subject to change without warning.

Listings from NorthstarMLS, updated every hour from 8 AM to 10 PM.

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Housing market · September 2026

Lake St. Croix Beach home prices and sales

Over the 12 months through September 2026, the median sale price in Lake St. Croix Beach was $357,450, down 12.3% from the year before, with 8 homes sold.

  • Median sale price$357,450−12.3% vs. prior 12 months
  • Homes sold8past 12 months
  • Days on market82past 12 months
  • Months of supply0.9end of September 2026

NorthstarMLS data via the Minneapolis Area REALTORS® Local Market Update, current as of October 7, 2026. Full Lake St. Croix Beach market report

Living in

What's it like living in Lake St. Croix Beach, MN?

The answer

Lake St. Croix Beach is a east metro city, and it's about 41 minutes from downtown Minneapolis and 30 minutes from downtown Saint Paul in light traffic. 99% of its homes are single-family houses, the typical home was built around 1964, and 97.2% of households own their home.

Downtown Minneapolis41min
Downtown Saint Paul30min
MSP Airport40min
Mall of America41min
University of Minnesota40min
Lake St. Croix Beach1,005 residents · Washington County

Demographics · Lake St. Croix Beach, MN

Who lives in Lake St. Croix Beach?

According to the Census Bureau, Lake St. Croix Beach's median household income is $102,159, 11% lower than the Washington County median (Washington County: $115,345). The median age is 52.7, 97.2% of households own their home and 49.2% of adults hold a bachelor's degree or higher.

Population1,005467 households
Median household income$102,159Washington Co. $115,345 · MN $89,062
Median home value$363,800Washington Co. $422,000 · MN $329,300
Median gross rent$1,563Washington Co. $1,710 · MN $1,280
Homeowners97.2%Washington Co. 81.3% · MN 72.2%
Bachelor's degree or higher49.2%Washington Co. 49.1% · MN 39.4%
Median age52.7Washington Co. 39.8 · MN 38.8
Single-family homes99%Median year built: 1964

US Census Bureau, American Community Survey 2020–2024 5-year estimates; population from 2024 estimates. Home values are owner estimates; values shown with “+” are the Census reporting cap. Lake St. Croix Beach is small, so these survey figures rest on few responses and can have wide margins of error.

Population trend

How fast is Lake St. Croix Beach growing?

Lake St. Croix Beach's population shrank 3.6% between 2020 and 2024, from 1,042 to 1,005 residents, according to Census Bureau estimates.

Lake St. Croix Beach population, 2020–2024
9751k1k1.1k1.1k202020212022202320241,04120201,04120211,03320221,02120231,0101,00520241,005

US Census Bureau Vintage 2024 population estimates.

Show as a table
YearResidents
20201,041
20211,033
20221,021
20231,010
20241,005

School planning

Which schools serve a Lake St. Croix Beach address?

  • Stillwater Area Public School Districtabout 100% of the city

Ask the district for the school assignment of the exact address for the year you'll enroll, since boundaries can change. Being near a school doesn't guarantee a spot, and charter and private schools set their own rules.

Minnesota Report Card (Department of Education)

District coverage: US Census Bureau 2024 school district boundaries.

Crime data

How can you check reported crime near a home?

Ask the police department that serves the address for its current reports, and compare places only across the same time period and offense definitions. Missing data doesn't mean zero crime, and a citywide number doesn't describe a particular street.

FBI Crime Data Explorer

By ZIP code

What does Lake St. Croix Beach look like by ZIP code?

ZIP 55043 covers most of Lake St. Croix Beach.

ZIPShare of cityMedian home valueMedian household incomeHomeownersListings
55043100%$383,500$102,96691.1%Homes for sale

ZIP code areas (ZCTAs) covering at least 5% of the city; values for the whole ZIP area, Census ACS 2020–2024.

Outdoor living

What lakes and water are in Lake St. Croix Beach?

Lake St. Croix Beach has little open water inside city limits, but lakes and regional parks are a short drive away.

All Twin Cities lake homes

No named lakes of 10 acres or more touch the city on Census maps.

Commute & transportation

How easy is getting around Lake St. Croix Beach?

Lake St. Croix Beach residents' average one-way commute is 23.1 minutes (Census ACS). 79.5% drive alone, 0.6% take public transit and 8.2% work from home.

Average commute23.1 minMN average 22.7 min
Drive alone79.5%of workers
Public transit0.6%of workers
Work from home8.2%of workers

Drive times from Lake St. Croix Beach

Drive times: OSRM routing on OpenStreetMap data from the city's Census center point, light traffic. Rush hour takes longer.

Economy & jobs

Where do Lake St. Croix Beach residents work?

The largest share of employed Lake St. Croix Beach residents work in education, health care and social assistance (29.7%), followed by professional, scientific and management services (14%). The unemployment rate averaged 2.1% over 2020–2024 (Minnesota: 4.1%).

Census ACS 2020–2024, industry of employed residents 16 and older (C24050) and employment status (B23025).

Industries Lake St. Croix Beach residents work in
  1. Education, health care and social assistance29.7%
  2. Professional, scientific and management services14%
  3. Arts, entertainment, recreation, lodging and food11.3%
  4. Manufacturing9.9%
  5. Finance, insurance and real estate9.2%
  6. Retail trade7.9%

City comparison

How does Lake St. Croix Beach compare to St. Marys Point, Lakeland and Lakeland Shores?

The three communities with the shortest drive from Lake St. Croix Beach, side by side.

MetricLake St. Croix BeachSt. Marys PointLakelandLakeland Shores
Population (2024)1,0053421,664330
Change since 2020-3.6%-2.6%-2.9%-3.2%
Median home value$364K$523K$374K$455K
Median household income$102K$114K$100K$134K
Median gross rent$1,563$1,125$1,668$1,375
Homeowners97.2%92.1%86.6%93.3%
Median age52.745.956.239.4
Average commute23.1 min26.9 min24.5 min24.3 min
Drive to downtown Minneapolis41 min43 min37 min38 min

Census 2024 estimates and ACS 2020–2024; drive times from OpenStreetMap routing.

Cost of ownership

What will a Lake St. Croix Beach home cost you each month?

Enter the numbers for a specific home. The price starts at Lake St. Croix Beach's Census median home value; the interest rate, property tax and insurance are yours to fill in from a lender quote, the county's tax statement and an insurance quote. This is an illustration, not a loan estimate.

Enter an interest rate to see a monthly estimate.

Selling in Lake St. Croix Beach

What's required to sell a home in Lake St. Croix Beach?

We haven't confirmed a city pre-sale inspection for Lake St. Croix Beach; check with the city before you list. Every Minnesota sale still includes the state disclosures: property condition, wells, septic systems, radon, lead paint for older homes and more.

Selling in Minnesota: every city's rules and the state disclosures · Estimate your net proceeds

Is Lake St. Croix Beach right for you?

Who should buy a home in Lake St. Croix Beach?

  • Compare homes, not averages. Choose the space, layout and condition you need, and confirm it with an inspection.
  • Try the drive. Test your commute at the times you'd actually travel.
  • Check the schools for the address. Stillwater Area Public School District covers most of the city, but not all of it.
  • Budget the whole payment. Include taxes, insurance, association dues and upkeep.

Planning a move

What should I verify before moving to Lake St. Croix Beach?

  • The property's current tax statement and homestead status from Washington County.
  • Lender, insurance and utility quotes for the exact address, plus any association documents and special assessments.
  • The seller's disclosures, including Minnesota's required radon and well disclosures.
  • Whether the city requires a point-of-sale inspection or certificate (Minneapolis and Saint Paul, for example, require Truth-in-Sale-of-Housing reports).
  • The school assignment for your enrollment year, confirmed with the district.

This weekend's open houses

Can you tour Lake St. Croix Beach homes this weekend?

Found a Lake St. Croix Beach home you like? We'll set up a private showing, usually within a day or two, or tell you when it has an open house.

Lake St. Croix Beach FAQ

What do Lake St. Croix Beach buyers most often ask?

What is the median home value in Lake St. Croix Beach?

The Census Bureau's 2020–2024 American Community Survey puts the median value of owner-occupied homes in Lake St. Croix Beach at $363,800, 14% lower than the Washington County median (Washington County: $422,000). These are owner estimates; for current asking prices, see the Lake St. Croix Beach homes for sale in our home search.

How many people live in Lake St. Croix Beach, MN?

About 1,005 people, according to the Census Bureau's 2024 estimate. The city shrank by 3.6% between 2020 and 2024.

Which school district serves Lake St. Croix Beach?

Stillwater Area Public School District (about 100% of the city). School assignment depends on the exact address, so confirm it with the district before you buy.

How far is Lake St. Croix Beach from downtown Minneapolis?

About 41 minutes by car in light traffic, and about 30 minutes to downtown Saint Paul. Residents' average one-way commute is 23.1 minutes (Census ACS).

Is Lake St. Croix Beach a good place to live?

It depends on what you need. Lake St. Croix Beach has a median household income of $102,159, 97.2% homeownership and a 23.1-minute average commute. Visit at the times you'd normally drive, check the school assignment for the address, and compare total ownership costs before you decide.

What does it cost to rent in Lake St. Croix Beach?

The median gross rent (rent plus utilities) is $1,563 a month, compared with $1,710 in Washington County (Census ACS 2020–2024).

What ZIP codes are in Lake St. Croix Beach?

55043 covers most of the city. ZIP code areas and city limits don't match exactly, so check the city on the property record.

What lakes are in Lake St. Croix Beach?

The largest named lakes inside the city are St Croix Riv (about 282 acres), based on Census water maps.

How long does it take to close on a home in Lake St. Croix Beach?

Most financed purchases close about 30 to 45 days after an accepted offer, and cash purchases can close sooner. Your lender, the appraisal and the title company set the actual timeline.

Does Lake St. Croix Beach require an inspection to sell a home?

We haven't confirmed a city inspection requirement for Lake St. Croix Beach. Every Minnesota seller still owes the state disclosures (property condition, wells, septic, radon and more), and some counties require a septic inspection. Check with the city before you list.

Why Huerkamp Home Group

Why work with Huerkamp Home Group?

2002Founded by Jason & Brooke Huerkamp
39Agents and staff
5.0Stars from 841 Google reviews
15+Years as a Ramsey ELP

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Jason Huerkamp
Jason HuerkampFounder, Huerkamp Home GroupMN license 20329835(612) 843-962014300 Nicollet Ct, Ste 208, Burnsville, MN 55306

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