White Bear Lake, Minnesota
White Bear Lake Real Estate
Homes for sale, local facts and advice for buying or selling in White Bear Lake, Ramsey County, from Huerkamp Home Group.
Key takeaways
What should you know about White Bear Lake at a glance?
White Bear Lake is a east metro city in Ramsey County, home to 23,479 people. Here's what the public numbers say.
- Population: 23,479 (Census 2024 estimate; -5.6% since 2020)
- Median home value: $331,800, 2% higher than the Ramsey County median (owner estimates, Census ACS)
- Median household income: $83,554, 2% higher than Ramsey County
- Homeownership: 67.8% of households own their home (Minnesota: 72.2%)
- Getting around: about 27 minutes to downtown Minneapolis and 30 minutes to MSP Airport in light traffic
- Schools: White Bear Lake School District covers about 99% of the city
Sources: US Census Bureau 2024 population estimates and 2020–2024 American Community Survey; drive times from OpenStreetMap routing.
For sale now
Where can I find White Bear Lake homes for sale?
The newest White Bear Lake listings, live from the NorthstarMLS. Open any home for photos, maps and saved-search alerts.
$299,9004767 Carolyn Lane, White Bear Lake, MN 55110MLS #7166529
Listing courtesy of LPT Realty, LLC
$339,9001800 Webber Street, White Bear Lake, MN 55110MLS #7165712Listing courtesy of RE/MAX Results
$419,0002430 Floral Drive, White Bear Lake, MN 55110MLS #7163712Listing courtesy of Real Broker, LLC
$340,0003730 Cranbrook Drive, White Bear Lake, MN 55110MLS #7163110Listing courtesy of Coldwell Banker Realty
$300,0002630 Aspen Court, White Bear Lake, MN 55110MLS #7163581Listing courtesy of Keller Williams Premier Realty
$419,0002442 Orchard Lane, White Bear Lake, MN 55110MLS #7160821Listing courtesy of Coldwell Banker Realty
See all 62 White Bear Lake homes for sale
- Under $200,000 2
- Under $250,000 8
- Under $300,000 18
- Under $350,000 33
- Under $400,000 43
- Under $450,000 47
- Under $500,000 50
- Under $600,000 52
- Under $700,000 53
- Under $800,000 54
- Under $1 million 57
- Under $1.5 million 58
- Under $2 million 59
- $1 million and up 5
- Single-family homes 40
- Condos 17
- Land and lots 5
- 3+ bedrooms 39
- 4+ bedrooms 14
- 5+ bedrooms 3
- New construction 5
- Lakefront 2
- 1+ acre 2
Keller Williams Preferred Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Keller Williams Preferred Realty, a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information Deemed Reliable But Not Guaranteed.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Keller Williams Preferred Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (little black house) and detailed information about them includes the name of the listing brokers.
Keller Williams Preferred Realty participates in Regional MLS’s Broker Reciprocity℠ program, allowing us to display other brokers’ listings on our site. However, Keller Williams Preferred Realty displays only listings located in the Minnesota communities covered on this website. Some properties which appear for sale on this web site may subsequently have sold and may no longer be available. Listing data last updated November 3, 2026 at 7:28 PM (Central). Use of listing data is subject to the license agreement. Open House information is subject to change without warning.
Listings from NorthstarMLS, updated every hour from 8 AM to 10 PM.
Recently sold
What did homes in White Bear Lake sell for?
Homes sold in White Bear Lake in the last 6 months, from NorthstarMLS.
See every White Bear Lake sale on the map
This home sale information is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
Keller Williams Preferred Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Keller Williams Preferred Realty, a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information Deemed Reliable But Not Guaranteed.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Keller Williams Preferred Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (little black house) and detailed information about them includes the name of the listing brokers.
Keller Williams Preferred Realty participates in Regional MLS’s Broker Reciprocity℠ program, allowing us to display other brokers’ listings on our site. However, Keller Williams Preferred Realty displays only listings located in the Minnesota communities covered on this website. Some properties which appear for sale on this web site may subsequently have sold and may no longer be available. Use of listing data is subject to the license agreement. Open House information is subject to change without warning.
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Housing market · September 2026
White Bear Lake home prices and sales
Over the 12 months through September 2026, the median sale price in White Bear Lake was $365,000, up 1.4% from the year before, with 349 homes sold.
- Median sale price$365,000+1.4% vs. prior 12 months
- Homes sold349past 12 months
- Days on market40past 12 months
- Months of supply2end of September 2026
NorthstarMLS data via the Minneapolis Area REALTORS® Local Market Update, current as of October 7, 2026. Full White Bear Lake market report
Living in
What's it like living in White Bear Lake, MN?
The answer
White Bear Lake is a east metro city, and it's about 27 minutes from downtown Minneapolis and 19 minutes from downtown Saint Paul in light traffic. 70% of its homes are single-family houses, the typical home was built around 1969, and 67.8% of households own their home.
Downtown Minneapolis27min
Downtown Saint Paul19min
MSP Airport30min
Mall of America34min
University of Minnesota25min
Hover a community —White Bear Lake23,479 residents · Ramsey & Washington County
Demographics · White Bear Lake, MN
Who lives in White Bear Lake?
According to the Census Bureau, White Bear Lake's median household income is $83,554, 2% higher than the Ramsey County median (Ramsey County: $81,568). The median age is 41.9, 67.8% of households own their home and 41.7% of adults hold a bachelor's degree or higher.
Population23,47910,563 households
Median household income$83,554Ramsey Co. $81,568 · MN $89,062
Median home value$331,800Ramsey Co. $326,600 · MN $329,300
Median gross rent$1,601Ramsey Co. $1,329 · MN $1,280
Homeowners67.8%Ramsey Co. 60.6% · MN 72.2%
Bachelor's degree or higher41.7%Ramsey Co. 45.6% · MN 39.4%
Median age41.9Ramsey Co. 36.1 · MN 38.8
Single-family homes70%Median year built: 1969
US Census Bureau, American Community Survey 2020–2024 5-year estimates; population from 2024 estimates. Home values are owner estimates; values shown with “+” are the Census reporting cap.
Population trend
How fast is White Bear Lake growing?
White Bear Lake's population shrank 5.6% between 2020 and 2024, from 24,876 to 23,479 residents, according to Census Bureau estimates.
US Census Bureau Vintage 2024 population estimates.
Show as a table
| Year | Residents |
|---|---|
| 2020 | 24,790 |
| 2021 | 24,170 |
| 2022 | 23,643 |
| 2023 | 23,476 |
| 2024 | 23,479 |
School planning
Which schools serve a White Bear Lake address?
- White Bear Lake School Districtabout 99% of the city
Ask the district for the school assignment of the exact address for the year you'll enroll, since boundaries can change. Being near a school doesn't guarantee a spot, and charter and private schools set their own rules.
Minnesota Report Card (Department of Education)
District coverage: US Census Bureau 2024 school district boundaries.
Crime data
How can you check reported crime near a home?
Ask the police department that serves the address for its current reports, and compare places only across the same time period and offense definitions. Missing data doesn't mean zero crime, and a citywide number doesn't describe a particular street.
By ZIP code
What does White Bear Lake look like by ZIP code?
ZIP 55110 covers most of White Bear Lake.
| ZIP | Share of city | Median home value | Median household income | Homeowners | Listings |
|---|---|---|---|---|---|
| 55110 | 98% | $360,500 | $101,296 | 79% | Homes for sale |
ZIP code areas (ZCTAs) covering at least 5% of the city; values for the whole ZIP area, Census ACS 2020–2024.
Outdoor living
What lakes and water are in White Bear Lake?
White Bear Lake has about 0.6 square miles of water inside city limits. 4 lakes of 10 acres or more touch White Bear Lake; each has its own page with the lakefront homes for sale on it.
- White Bear Lake2,428 acres
- Goose Lake115 acres
- Birch Lake113 acres
- Rice Lake80 acres
Commute & transportation
How easy is getting around White Bear Lake?
White Bear Lake residents' average one-way commute is 22 minutes (Census ACS). 70.9% drive alone, 0.7% take public transit and 20.9% work from home.
Average commute22 minMN average 22.7 min
Drive alone70.9%of workers
Public transit0.7%of workers
Work from home20.9%of workers
Drive times from White Bear Lake
- 27 minDowntown Minneapolis
- 19 minDowntown Saint Paul
- 30 minMSP Airport
- 34 minMall of America
- 25 minUniversity of Minnesota
Drive times: OSRM routing on OpenStreetMap data from the city's Census center point, light traffic. Rush hour takes longer.
Economy & jobs
Where do White Bear Lake residents work?
The largest share of employed White Bear Lake residents work in education, health care and social assistance (28.3%), followed by manufacturing (12.2%). The unemployment rate averaged 4% over 2020–2024 (Minnesota: 4.1%).
Census ACS 2020–2024, industry of employed residents 16 and older (C24050) and employment status (B23025).
- Education, health care and social assistance28.3%
- Manufacturing12.2%
- Retail trade9.4%
- Finance, insurance and real estate9.3%
- Professional, scientific and management services8.3%
- Other services7%
City comparison
How does White Bear Lake compare to Birchwood Village, Gem Lake and Mahtomedi?
The three communities with the shortest drive from White Bear Lake, side by side.
| Metric | White Bear Lake | Birchwood Village | Gem Lake | Mahtomedi |
|---|---|---|---|---|
| Population (2024) | 23,479 | 838 | 515 | 8,199 |
| Change since 2020 | -5.6% | -2.7% | -1.9% | +0.7% |
| Median home value | $332K | $463K | $569K | $476K |
| Median household income | $84K | $157K | $125K | $123K |
| Median gross rent | $1,601 | $1,681 | $1,800 | $1,694 |
| Homeowners | 67.8% | 86.7% | 87.1% | 82.6% |
| Median age | 41.9 | 41.4 | 57.3 | 43.2 |
| Average commute | 22 min | 24.5 min | 19.4 min | 23.6 min |
| Drive to downtown Minneapolis | 27 min | 31 min | 30 min | 32 min |
Census 2024 estimates and ACS 2020–2024; drive times from OpenStreetMap routing.
Cost of ownership
What will a White Bear Lake home cost you each month?
Enter the numbers for a specific home. The price starts at White Bear Lake's Census median home value; the interest rate, property tax and insurance are yours to fill in from a lender quote, the county's tax statement and an insurance quote. This is an illustration, not a loan estimate.
Selling in White Bear Lake
What's required to sell a home in White Bear Lake?
We haven't confirmed a city pre-sale inspection for White Bear Lake; check with the city before you list. Every Minnesota sale still includes the state disclosures: property condition, wells, septic systems, radon, lead paint for older homes and more.
Selling in Minnesota: every city's rules and the state disclosures · Estimate your net proceeds
Is White Bear Lake right for you?
Who should buy a home in White Bear Lake?
- Compare homes, not averages. Choose the space, layout and condition you need, and confirm it with an inspection.
- Try the drive. Test your commute at the times you'd actually travel.
- Check the schools for the address. White Bear Lake School District covers most of the city, but not all of it.
- Budget the whole payment. Include taxes, insurance, association dues and upkeep.
Planning a move
What should I verify before moving to White Bear Lake?
- The property's current tax statement and homestead status from Ramsey County.
- Lender, insurance and utility quotes for the exact address, plus any association documents and special assessments.
- The seller's disclosures, including Minnesota's required radon and well disclosures.
- Whether the city requires a point-of-sale inspection or certificate (Minneapolis and Saint Paul, for example, require Truth-in-Sale-of-Housing reports).
- The school assignment for your enrollment year, confirmed with the district.
Living in Minneapolis on YouTube
Watch: White Bear Lake on video
Jason's videos about White Bear Lake: neighborhoods, homes and what living here is really like.
This weekend's open houses
Can you tour White Bear Lake homes this weekend?
Found a White Bear Lake home you like? We'll set up a private showing, usually within a day or two, or tell you when it has an open house.
White Bear Lake FAQ
What do White Bear Lake buyers most often ask?
What is the median home value in White Bear Lake?
The Census Bureau's 2020–2024 American Community Survey puts the median value of owner-occupied homes in White Bear Lake at $331,800, 2% higher than the Ramsey County median (Ramsey County: $326,600). These are owner estimates; for current asking prices, see the White Bear Lake homes for sale in our home search.
How many people live in White Bear Lake, MN?
About 23,479 people, according to the Census Bureau's 2024 estimate. The city shrank by 5.6% between 2020 and 2024.
Which school district serves White Bear Lake?
White Bear Lake School District (about 99% of the city). School assignment depends on the exact address, so confirm it with the district before you buy.
How far is White Bear Lake from downtown Minneapolis?
About 27 minutes by car in light traffic, and about 19 minutes to downtown Saint Paul. Residents' average one-way commute is 22 minutes (Census ACS).
Is White Bear Lake a good place to live?
It depends on what you need. White Bear Lake has a median household income of $83,554, 67.8% homeownership and a 22-minute average commute. Visit at the times you'd normally drive, check the school assignment for the address, and compare total ownership costs before you decide.
What does it cost to rent in White Bear Lake?
The median gross rent (rent plus utilities) is $1,601 a month, compared with $1,329 in Ramsey County (Census ACS 2020–2024).
What ZIP codes are in White Bear Lake?
55110 covers most of the city. ZIP code areas and city limits don't match exactly, so check the city on the property record.
What lakes are in White Bear Lake?
The largest named lakes inside the city are Goose Lake (about 141 acres), Birch Lake (about 124 acres) and White Bear Lake (about 38 acres), based on Census water maps.
How long does it take to close on a home in White Bear Lake?
Most financed purchases close about 30 to 45 days after an accepted offer, and cash purchases can close sooner. Your lender, the appraisal and the title company set the actual timeline.
Does White Bear Lake require an inspection to sell a home?
We haven't confirmed a city inspection requirement for White Bear Lake. Every Minnesota seller still owes the state disclosures (property condition, wells, septic, radon and more), and some counties require a septic inspection. Check with the city before you list.
Why Huerkamp Home Group
Why work with Huerkamp Home Group?
2002Founded by Jason & Brooke Huerkamp
39Agents and staff
5.0Stars from 841 Google reviews
15+Years as a Ramsey ELP
Ready to make a move?
Want to talk to a White Bear Lake real estate expert?
Tell us your area, budget, timing and must-haves. We'll share current listings and recent sales, and explain how we'd represent you before you decide anything.
Jason HuerkampFounder, Huerkamp Home GroupMN license 20329835(612) 843-962014300 Nicollet Ct, Ste 208, Burnsville, MN 55306
Explore nearby communities
Which communities are close to White Bear Lake?
Drive times from White Bear Lake in light traffic, with each community's Census median home value.
5 minBirchwood VillageMedian home value $463KView Birchwood Village →6 minGem LakeMedian home value $569KView Gem Lake →7 minMahtomediMedian home value $476KView Mahtomedi →9 minWillernieMedian home value $331KView Willernie →
Compare White Bear Lake side by side
- White Bear Lake vs. Gem Lake
- White Bear Lake vs. Birchwood Village
- White Bear Lake vs. Mahtomedi
- White Bear Lake vs. Vadnais Heights
- White Bear Lake vs. Willernie
- White Bear Lake vs. Dellwood
- White Bear Lake vs. Maplewood
- White Bear Lake vs. Pine Springs
- White Bear Lake vs. North St. Paul
- White Bear Lake vs. Little Canada