Compare cities · September 2026
Centerville vs. Gem Lake
Homes in Gem Lake sold for a median $610,000 over the 12 months through September 2026, 38% more than in Centerville ($440,900). Homes sold faster in Centerville: 47 days on market on average, against 76 in Gem Lake. Centerville's homes are newer, with a median year built of 1993 against 1976. Gem Lake is closer to downtown Minneapolis: about 30 minutes by car, against 36. The two are about 7 miles apart.
Housing market, 12 months through September 2026
| Measure | Centerville | Gem Lake |
|---|---|---|
| Median sale price | $440,900 | $610,000 |
| Change from a year earlier | +13.9% | +3.8% |
| Homes sold | 53 | 4 |
| Days on market | 47 | 76 |
| Share of original list price | 99.1% | 92.8% |
| Price per square foot | $222 | $178 |
| New listings | 56 | 8 |
| Homes for sale (September 2026) | 37 | 1 |
| Months of supply (September 2026) | 8.3 | 0.7 |
Source: Minneapolis Area REALTORS® Local Market Update (NorthstarMLS data).
The homes
| Measure | Centerville | Gem Lake |
|---|---|---|
| Median home value (owner estimate) | $376,900 | $568,900 |
| Median year built | 1993 | 1976 |
| Single-family homesShare of all housing units, detached houses | 91% | 97% |
| Owner-occupied homes | 89% | 87% |
| Median rent | $1,398 | $1,800 |
Source: US Census Bureau, American Community Survey 2020–2024.
The place
| Measure | Centerville | Gem Lake |
|---|---|---|
| Population (2024) | 3,956 | 515 |
| Land area | 2.1 sq mi | 1 sq mi |
| Drive to Downtown Minneapolis | 36 min | 30 min |
| Drive to Downtown Saint Paul | 30 min | 21 min |
| Drive to MSP Airport | 41 min | 33 min |
| Drive to Mall of America | 45 min | 37 min |
| Drive to University of Minnesota | 34 min | 27 min |
| Average commute to work | 25.9 min | 19.4 min |
| Lakes of 10+ acresMinnesota DNR lake outlines touching the city | 3 | 1 |
Source: US Census Bureau 2024 estimates and TIGER/Line; drive times from OpenStreetMap routing (light traffic).
Centerville
School districts: Centennial Public School District
Largest lakes: Peltier Lake (552 acres), George Watch Lake (486 acres), Centerville Lake (474 acres)
How we compare places: by their homes, housing market and location only, from public sources, never by who lives there. Medians describe the middle home; both places have homes well above and below them.
Quick answers
Centerville or Gem Lake?
Is Centerville or Gem Lake more expensive?
Gem Lake. The median sale price was $610,000 there and $440,900 in Centerville over the 12 months through September 2026, according to the Minneapolis Area REALTORS® Local Market Update. The median is the middle sale, so both have homes well above and below it.
Where do homes sell faster, Centerville or Gem Lake?
Centerville: 47 days on market on average against 76, over the 12 months through September 2026.
Which is closer to downtown Minneapolis?
Gem Lake, about 30 minutes by car in light traffic (36 from Centerville). To downtown Saint Paul: 30 minutes from Centerville, 21 from Gem Lake.
How far apart are Centerville and Gem Lake?
About 7 miles in a straight line between their centers.
Which has more lakes, Centerville or Gem Lake?
Centerville has more: 3 lakes of 10+ acres touch Centerville (largest: Peltier Lake) and 1 touch Gem Lake (largest: Gem Lake), by Minnesota DNR lake outlines.
Which school districts serve Centerville and Gem Lake?
Centerville: Centennial Public School District. Gem Lake: White Bear Lake School District. School district lines don't follow city lines, so check the district for a specific address before you buy.
Should I buy in Centerville or Gem Lake?
It depends on your budget, the kind of home you want and where you need to get to each day. This page compares the homes, prices and locations; a Huerkamp Home Group agent can show you homes in both and walk you through what's selling now.
Deciding between them?
See homes in Centerville and Gem Lake.
A Huerkamp Home Group agent can show you homes in both, tell you what's selling and for how much right now, and help you decide. There's no cost to buyers.