Compare cities · September 2026
Circle Pines vs. Gem Lake
Homes in Gem Lake sold for a median $610,000 over the 12 months through September 2026, 99% more than in Circle Pines ($306,500). Homes sold faster in Circle Pines: 27 days on market on average, against 76 in Gem Lake. Circle Pines's homes are newer, with a median year built of 1981 against 1976. Circle Pines is closer to downtown Minneapolis: about 26 minutes by car, against 30. The two are about 8 miles apart.
Housing market, 12 months through September 2026
| Measure | Circle Pines | Gem Lake |
|---|---|---|
| Median sale price | $306,500 | $610,000 |
| Change from a year earlier | −2.7% | +3.8% |
| Homes sold | 92 | 4 |
| Days on market | 27 | 76 |
| Share of original list price | 100.0% | 92.8% |
| Price per square foot | $190 | $178 |
| New listings | 127 | 8 |
| Homes for sale (September 2026) | 19 | 1 |
| Months of supply (September 2026) | 2.5 | 0.7 |
Source: Minneapolis Area REALTORS® Local Market Update (NorthstarMLS data).
The homes
| Measure | Circle Pines | Gem Lake |
|---|---|---|
| Median home value (owner estimate) | $293,600 | $568,900 |
| Median year built | 1981 | 1976 |
| Single-family homesShare of all housing units, detached houses | 88% | 97% |
| Owner-occupied homes | 87% | 87% |
| Median rent | $1,496 | $1,800 |
Source: US Census Bureau, American Community Survey 2020–2024.
The place
| Measure | Circle Pines | Gem Lake |
|---|---|---|
| Population (2024) | 4,944 | 515 |
| Land area | 1.7 sq mi | 1 sq mi |
| Drive to Downtown Minneapolis | 26 min | 30 min |
| Drive to Downtown Saint Paul | 27 min | 21 min |
| Drive to MSP Airport | 38 min | 33 min |
| Drive to Mall of America | 40 min | 37 min |
| Drive to University of Minnesota | 24 min | 27 min |
| Average commute to work | 21.9 min | 19.4 min |
| Lakes of 10+ acresMinnesota DNR lake outlines touching the city | 2 | 1 |
Source: US Census Bureau 2024 estimates and TIGER/Line; drive times from OpenStreetMap routing (light traffic).
Circle Pines
School districts: Centennial Public School District
Largest lakes: Baldwin Lake (182 acres), Golden Lake (58 acres)
How we compare places: by their homes, housing market and location only, from public sources, never by who lives there. Medians describe the middle home; both places have homes well above and below them.
Quick answers
Circle Pines or Gem Lake?
Is Circle Pines or Gem Lake more expensive?
Gem Lake. The median sale price was $610,000 there and $306,500 in Circle Pines over the 12 months through September 2026, according to the Minneapolis Area REALTORS® Local Market Update. The median is the middle sale, so both have homes well above and below it.
Where do homes sell faster, Circle Pines or Gem Lake?
Circle Pines: 27 days on market on average against 76, over the 12 months through September 2026.
Which is closer to downtown Minneapolis?
Circle Pines, about 26 minutes by car in light traffic (30 from Gem Lake). To downtown Saint Paul: 27 minutes from Circle Pines, 21 from Gem Lake.
How far apart are Circle Pines and Gem Lake?
About 8 miles in a straight line between their centers.
Which has more lakes, Circle Pines or Gem Lake?
Circle Pines has more: 2 lakes of 10+ acres touch Circle Pines (largest: Baldwin Lake) and 1 touch Gem Lake (largest: Gem Lake), by Minnesota DNR lake outlines.
Which school districts serve Circle Pines and Gem Lake?
Circle Pines: Centennial Public School District. Gem Lake: White Bear Lake School District. School district lines don't follow city lines, so check the district for a specific address before you buy.
Should I buy in Circle Pines or Gem Lake?
It depends on your budget, the kind of home you want and where you need to get to each day. This page compares the homes, prices and locations; a Huerkamp Home Group agent can show you homes in both and walk you through what's selling now.
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Deciding between them?
See homes in Circle Pines and Gem Lake.
A Huerkamp Home Group agent can show you homes in both, tell you what's selling and for how much right now, and help you decide. There's no cost to buyers.