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Compare cities · September 2026

Dellwood vs. Gem Lake

Homes in Dellwood sold for a median $800,000 over the 12 months through September 2026, 31% more than in Gem Lake ($610,000). Homes sold faster in Gem Lake: 76 days on market on average, against 82 in Dellwood. Dellwood's homes are newer, with a median year built of 1981 against 1976. Gem Lake is closer to downtown Minneapolis: about 30 minutes by car, against 34. The two are about 4 miles apart.

Washington County

Dellwood

$800,000median sale price

Ramsey County

Gem Lake

$610,000median sale price

Housing market, 12 months through September 2026

MeasureDellwoodGem Lake
Median sale price$800,000$610,000
Change from a year earlier−12.5%+3.8%
Homes sold164
Days on market8276
Share of original list price99.9%92.8%
Price per square foot$256$178
New listings198
Homes for sale (September 2026)31
Months of supply (September 2026)1.70.7

Source: Minneapolis Area REALTORS® Local Market Update (NorthstarMLS data).

The homes

MeasureDellwoodGem Lake
Median home value (owner estimate)$873,600$568,900
Median year built19811976
Single-family homesShare of all housing units, detached houses100%97%
Owner-occupied homes97%87%
Median rent—$1,800

Source: US Census Bureau, American Community Survey 2020–2024.

The place

MeasureDellwoodGem Lake
Population (2024)1,147515
Land area2.7 sq mi1 sq mi
Drive to Downtown Minneapolis34 min30 min
Drive to Downtown Saint Paul26 min21 min
Drive to MSP Airport37 min33 min
Drive to Mall of America41 min37 min
Drive to University of Minnesota31 min27 min
Average commute to work26 min19.4 min
Lakes of 10+ acresMinnesota DNR lake outlines touching the city41

Source: US Census Bureau 2024 estimates and TIGER/Line; drive times from OpenStreetMap routing (light traffic).

Dellwood

School districts: Mahtomedi Public School District

Largest lakes: White Bear Lake (2,428 acres), Pine Tree Lake (176 acres), Long Lake (53 acres), Echo Lake (24 acres)

Gem Lake

School districts: White Bear Lake School District

Largest lakes: Gem Lake (17 acres)

How we compare places: by their homes, housing market and location only, from public sources, never by who lives there. Medians describe the middle home; both places have homes well above and below them.

Quick answers

Dellwood or Gem Lake?

Is Dellwood or Gem Lake more expensive?

Dellwood. The median sale price was $800,000 there and $610,000 in Gem Lake over the 12 months through September 2026, according to the Minneapolis Area REALTORS® Local Market Update. The median is the middle sale, so both have homes well above and below it.

Where do homes sell faster, Dellwood or Gem Lake?

Gem Lake: 76 days on market on average against 82, over the 12 months through September 2026.

Which is closer to downtown Minneapolis?

Gem Lake, about 30 minutes by car in light traffic (34 from Dellwood). To downtown Saint Paul: 26 minutes from Dellwood, 21 from Gem Lake.

How far apart are Dellwood and Gem Lake?

About 4 miles in a straight line between their centers.

Which has more lakes, Dellwood or Gem Lake?

Dellwood has more: 4 lakes of 10+ acres touch Dellwood (largest: White Bear Lake) and 1 touch Gem Lake (largest: Gem Lake), by Minnesota DNR lake outlines.

Which school districts serve Dellwood and Gem Lake?

Dellwood: Mahtomedi Public School District. Gem Lake: White Bear Lake School District. School district lines don't follow city lines, so check the district for a specific address before you buy.

Should I buy in Dellwood or Gem Lake?

It depends on your budget, the kind of home you want and where you need to get to each day. This page compares the homes, prices and locations; a Huerkamp Home Group agent can show you homes in both and walk you through what's selling now.

Deciding between them?

See homes in Dellwood and Gem Lake.

A Huerkamp Home Group agent can show you homes in both, tell you what's selling and for how much right now, and help you decide. There's no cost to buyers.

(612) 843-9620

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