Compare cities · September 2026
Gem Lake vs. Saint Paul
Homes in Gem Lake sold for a median $610,000 over the 12 months through September 2026, 103% more than in Saint Paul ($300,000). Homes sold faster in Saint Paul: 48 days on market on average, against 76 in Gem Lake. Gem Lake's homes are newer, with a median year built of 1976 against 1952. Saint Paul is closer to downtown Minneapolis: about 16 minutes by car, against 30. The two are about 8 miles apart.
Housing market, 12 months through September 2026
| Measure | Gem Lake | Saint Paul |
|---|---|---|
| Median sale price | $610,000 | $300,000 |
| Change from a year earlier | +3.8% | 0.0% |
| Homes sold | 4 | 2,682 |
| Days on market | 76 | 48 |
| Share of original list price | 92.8% | 98.7% |
| Price per square foot | $178 | $214 |
| New listings | 8 | 3,889 |
| Homes for sale (September 2026) | 1 | 672 |
| Months of supply (September 2026) | 0.7 | 3.1 |
Source: Minneapolis Area REALTORS® Local Market Update (NorthstarMLS data).
The homes
| Measure | Gem Lake | Saint Paul |
|---|---|---|
| Median home value (owner estimate) | $568,900 | $294,500 |
| Median year built | 1976 | 1952 |
| Single-family homesShare of all housing units, detached houses | 97% | 53% |
| Owner-occupied homes | 87% | 53% |
| Median rent | $1,800 | $1,281 |
Source: US Census Bureau, American Community Survey 2020–2024.
The place
| Measure | Gem Lake | Saint Paul |
|---|---|---|
| Population (2024) | 515 | 307,465 |
| Land area | 1 sq mi | 52 sq mi |
| Drive to Downtown Minneapolis | 30 min | 16 min |
| Drive to Downtown Saint Paul | 21 min | 3 min |
| Drive to MSP Airport | 33 min | 16 min |
| Drive to Mall of America | 37 min | 20 min |
| Drive to University of Minnesota | 27 min | 15 min |
| Average commute to work | 19.4 min | 21.1 min |
| Lakes of 10+ acresMinnesota DNR lake outlines touching the city | 1 | 4 |
Source: US Census Bureau 2024 estimates and TIGER/Line; drive times from OpenStreetMap routing (light traffic).
Saint Paul
School districts: St. Paul Public School District
Largest lakes: Lake Phalen (198 acres), Beaver Lake (86 acres), Lake Como (71 acres), Little Pig's Eye Lake (24 acres)
How we compare places: by their homes, housing market and location only, from public sources, never by who lives there. Medians describe the middle home; both places have homes well above and below them.
Quick answers
Gem Lake or Saint Paul?
Is Gem Lake or Saint Paul more expensive?
Gem Lake. The median sale price was $610,000 there and $300,000 in Saint Paul over the 12 months through September 2026, according to the Minneapolis Area REALTORS® Local Market Update. The median is the middle sale, so both have homes well above and below it.
Where do homes sell faster, Gem Lake or Saint Paul?
Saint Paul: 48 days on market on average against 76, over the 12 months through September 2026.
Which is closer to downtown Minneapolis?
Saint Paul, about 16 minutes by car in light traffic (30 from Gem Lake). To downtown Saint Paul: 21 minutes from Gem Lake, 3 from Saint Paul.
How far apart are Gem Lake and Saint Paul?
About 8 miles in a straight line between their centers.
Which has more lakes, Gem Lake or Saint Paul?
Saint Paul has more: 1 lakes of 10+ acres touch Gem Lake (largest: Gem Lake) and 4 touch Saint Paul (largest: Lake Phalen), by Minnesota DNR lake outlines.
Which school districts serve Gem Lake and Saint Paul?
Gem Lake: White Bear Lake School District. Saint Paul: St. Paul Public School District. School district lines don't follow city lines, so check the district for a specific address before you buy.
Should I buy in Gem Lake or Saint Paul?
It depends on your budget, the kind of home you want and where you need to get to each day. This page compares the homes, prices and locations; a Huerkamp Home Group agent can show you homes in both and walk you through what's selling now.
Keep comparing
More comparisons
Deciding between them?
See homes in Gem Lake and Saint Paul.
A Huerkamp Home Group agent can show you homes in both, tell you what's selling and for how much right now, and help you decide. There's no cost to buyers.