120 Spruce StreetMahtomedi, MN 55115
$1.795 million
5 bedrooms · 4 bathrooms · 4,946 finished sq ft · 0.277 acre lot
About this home
Welcome to Twin Peaks, a new creation from Zen Design Build in the highly ranked Mahtomedi School District, with DEEDED DOCK ACCESS to White Bear Lake just steps from your door. Built on a large 90-foot-wide lot with a back alley, this modern custom home has nearly 5,000 finished square feet and a design that stands out among the typical new builds of today. Numerous windows and enormous glass doors flood the home with light. The masterfully planned layout brings together luxury design, modern amenities, and functional excellence. The home is still under construction, so a buyer can personalize options, materials, and finishes if they act now. The main level sets the stage: hardwood floors, 9-foot ceilings, exposed steel beams, and an open great room that flows through 16-foot and 12-foot sliding doors to a massive deck overlooking the substantial yard. Entertain indoors and out with ease. The great room works as a cohesive whole. The chef's kitchen is built for gathering, with a huge island, a 48-inch refrigerator, and a butler's pantry for bonus counter and storage space. The dining area has space for a 10-12 foot table beside built-in buffet cabinets, and the family room has ample space to stretch out. A separate formal living room offers a fireplace, a bar, and a 12-foot double-sliding door to a small front deck. A sizable office with a closet, a luxurious powder room, and a generous mudroom connected to an oversized attached two-car garage with in-floor heat round out the main floor. Climb the open timber-frame stairs in the double-height entry to the second floor, where vaulted ceilings make every room feel extraordinary. The 660 sq ft primary suite is a private retreat with treetop views, a huge walk-in closet, and a spa-like bath with a wet room and a separate water closet. Three more generous bedrooms, a full bath, and a laundry room complete the upper level. The timber-frame stairs continue to the fully finished lower level, which has in-floor heat on its own thermostat. Here you'll find another large living space, a fifth bedroom with a three-quarter bath, and a bonus space for a home theater, gym, or wine room. Large windows and window wells in the family room and bedroom bring daylight into this level. An additional detached two-car garage is approved and available as an option at an additional cost. This home's value goes well beyond its appearance and finishes. Upgraded design and construction features are a hidden aspect of true luxury in a high-end home. The structural and system upgrades at 120 Spruce Street include: Kolbe Ultra windows and exterior doors with aluminum cladding and real wood interiors. Three layers of foundation waterproofing, plus interior and exterior drain tile. Floor trusses with L600 stiffness (vs. the industry standard of L240 or L360) and 1-1/8-inch AdvanTech subfloors with a squeak-free guarantee to ensure a quiet home with a sturdy feel. Three climate zones, a tankless hot-water heater, basement in-floor heat, and high-efficiency forced-air heating and A/C maximize comfort throughout the home and optimize your energy consumption. A standing-seam steel roof that provides superior durability and a lifespan well beyond that of asphalt shingles. Recessed LED lighting throughout the house, with smart dimmers in key areas. Superior insulation design throughout the home ensures that the structure will be comfortable and extra energy-efficient year-round: Huber Zip-R9 continuous exterior insulation and interior spray foam elevates the R-value of the walls to R-37+ (code R-20), foundation walls insulated with interior and exterior foam board to an R-value of R-31 (code R-15), basement slab insulated with two layers of 2-inch foam to an R-value of R-20 (code R-10). Spray foam insulation throughout the house and garage to ensure an airtight, highly insulated structure. DON’T MISS THIS RARE OPPORTUNITY to define your custom home with deeded access to White Bear Lake.
Home facts
- Home type
- Condo
- Style
- Single Family Residence
- Year built
- 2026
- Bedrooms
- 5
- Bathrooms
- 4
- Finished sq ft
- 4,946
- Lot
- 0.277 acres
- Garage
- 2 stalls
- Basement
- Finished, Full, Storage Space, Sump Pump
- Heating
- Natural Gas, Forced Air, Humidity Control
- Cooling
- Central Air, Zoned
- Property taxes
- $3,433 a year
- HOA / association fee
- $200
- Listed
- October 8, 2026
- MLS number
- 7157270
Listing courtesy of White Bear Lake Realty (James Sanchez, GRI). MLS #7157270.
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How it compares
120 Spruce Street, Mahtomedi, MN 55115 is a newly built 5-bedroom condo, listed for $1.795 million on October 8, 2026 by White Bear Lake Realty. That is in the upper quarter of the 8 condos for sale in Mahtomedi right now (median $822,500; $363 per square foot here against $253 for the group). That works out to $363 per finished square foot.
Source: Huerkamp Home Group, from the active listings in our communities on November 3, 2026 at 10:01 PM (Central). This is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
The location
- Mahtomedi community guideSchools, commutes, parks, home values and local stories.
- Mahtomedi housing market, September 2026Homes sold for a median $475,000 over 12 months (+2.2%), 37 days on market. Source: Minneapolis Area REALTORS®.
What would the monthly payment be?
— estimated per month
- Principal and interest
- —
- Property taxes
- —
- Association fee (as listed)
- —
Estimate only, not a loan offer: a 30-year fixed loan at the Freddie Mac weekly average (7.24% on October 29, 2026), the property taxes in the listing and the association fee as listed (assumed monthly). Homeowners insurance and any mortgage insurance aren't included. Your rate depends on your credit and loan.
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