3032 Saint Croix Trail SAfton, MN 55001
$399,900
0.52 acre lot
About this home
A rare multi-use property a tenth of a mile from downtown Afton, where an owner can run a business and live on the same lot. An 1858 farmhouse is paired with a 1,000 sq ft heated studio with its own half bath, 5 dedicated parking stalls, and a Conditional Use Permit (CUP) already on file with the City of Afton. The studio suits appointment-based or studio-scale uses such as a wellness or massage studio, art studio or maker space, salon or therapy practice, specialty retail with a workshop, photography or design studio, or professional office. Buyers should confirm with the City of Afton exactly what the CUP authorizes before committing to a specific use. The location puts a business within walking distance of the village's coffee, dining, marina, and St. Croix riverfront. The streets were rebuilt under a multi-million-dollar infrastructure and flood-protection program that included a FEMA-certified levee. The district is home to the Afton House Inn (1867) and Selma's Ice Cream Parlor and has drawn new boutique businesses in recent years. The residence, built the year Minnesota became a state, offers 1,281 sq ft with 2 bedrooms and 1 bath across two levels, tall original proportions, a large front porch, and a lower-level room with its own utility space. The main-level family room is large enough to become a main-floor primary suite, leaving the upstairs bedrooms for guests or an office. A historically informed palette of warm beige siding, alabaster trim, and a deep green door restores the home's traditional street presence. Schools: Afton-Lakeland Elementary, Oak-Land Middle, Stillwater Area High School. Seller is offering a $3,000 closing cost credit or rate buydown, plus a free appraisal through a preferred lender, on eligible loans locked by October 23, 2026.
Home facts
- Home type
- Single-family home
- Style
- Other
- Year built
- 1858
- Lot
- 0.52 acres
- Heating
- Natural Gas
- Property taxes
- $3,159 a year
- Listed
- September 15, 2026
- MLS number
- 7144517
Listing courtesy of Coldwell Banker Realty - Southwest Regional (Mark Edward Philion). MLS #7144517.
© 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved.
Keller Williams Preferred Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Keller Williams Preferred Realty, a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information Deemed Reliable But Not Guaranteed.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Keller Williams Preferred Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (little black house) and detailed information about them includes the name of the listing brokers.
Keller Williams Preferred Realty participates in Regional MLS’s Broker Reciprocity℠ program, allowing us to display other brokers’ listings on our site. However, Keller Williams Preferred Realty displays only listings located in the Minnesota communities covered on this website. Some properties which appear for sale on this web site may subsequently have sold and may no longer be available. Listing data last updated November 3, 2026 at 10:01 PM (Central). Use of listing data is subject to the license agreement. Open House information is subject to change without warning.
How it compares
3032 Saint Croix Trail S, Afton, MN 55001 is a single-family home built in 1858, listed for $399,900 on September 15, 2026 by Coldwell Banker Realty - Southwest Regional. That is in the lower quarter of the 17 single-family homes for sale in Afton right now (median $824,999).
Source: Huerkamp Home Group, from the active listings in our communities on November 3, 2026 at 10:01 PM (Central). This is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
The location
- Afton community guideSchools, commutes, parks, home values and local stories.
- Afton housing market, September 2026Homes sold for a median $770,500 over 12 months (+0.7%), 61 days on market. Source: Minneapolis Area REALTORS®.
What would the monthly payment be?
— estimated per month
- Principal and interest
- —
- Property taxes
- —
Estimate only, not a loan offer: a 30-year fixed loan at the Freddie Mac weekly average (7.24% on October 29, 2026), the property taxes in the listing. Homeowners insurance and any mortgage insurance aren't included. Your rate depends on your credit and loan.
Compare
Similar homes for sale in Afton
$399,9003032 Saint Croix Trail S, Afton, MN 55001MLS #7102060
Listing courtesy of Coldwell Banker Realty - Southwest Regional
$515,00012950 3rd Street S, Afton, MN 55001MLS #7145862
Listing courtesy of Edina Realty, Inc.
$524,90013963 Tomahawk Drive S, Afton, MN 55001MLS #7143201
Listing courtesy of Bridge Realty, LLC
$599,90013925 44th Street S, Afton, MN 55001MLS #7159239
Listing courtesy of RE/MAX Advantage Plus
$679,00015375 11th Street S, Afton, MN 55001MLS #7085457
Listing courtesy of Coldwell Banker Realty
$695,00012916 3rd Street S, Afton, MN 55001MLS #7111148
Listing courtesy of Edina Realty, Inc.
