429 Mount Ida StreetSaint Paul, MN 55130
$499,900
8 bedrooms · 4 bathrooms · 3,288 finished sq ft · 0.121 acre lot
About this home
This property is ready to house hack! Owner occupy and get into Real Estate investing with 1 unit freshly remodeled. New floor, appliances, and painted. Well-built four-plex in Railroad Island, one of Saint Paul’s most actively reinvested pockets. Sits a short walk from the Village on Rivoli — the largest new single-family home development the city has seen in decades — plus the Rivoli Bluff urban farm and orchard, Swede Hollow Park and the Bruce Vento Trail. New roof and new gutters in 2025. Long-term tenants and a stabilized rent roll with a mix of self-pay and voucher-assisted income. 431 Mount Ida, second floor, opens October 1 — move in and house hack while the other three units carry the note. Genuine upside for a visionary buyer: build out rentable storage in the basement, frame an additional bedroom below grade, and add up to two bedrooms on each top floor to take those units from 2BR to 3–4BR (buyer to verify egress and permitting with the City of Saint Paul). All tenants have been notified of the pending sale and several have expressed interest in staying. Easy to rent, easy to hold.
Home facts
- Home type
- Townhome
- Style
- Quadruplex
- Year built
- 1890
- Bedrooms
- 8
- Bathrooms
- 4
- Finished sq ft
- 3,288
- Lot
- 0.121 acres
- Basement
- Unfinished
- Heating
- Natural Gas, Forced Air
- Property taxes
- $7,749 a year
- Listed
- September 4, 2026
- MLS number
- 7136892
Listing courtesy of Keller Williams Premier Realty (Thomas Geisler). MLS #7136892.
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How it compares
429 Mount Ida Street, Saint Paul, MN 55130 is a 8-bedroom townhome built in 1890 in Payne-Phalen, listed for $499,900 on September 4, 2026 by Keller Williams Premier Realty. That is in the middle range of the 23 townhomes for sale in Saint Paul right now (median $525,000; $152 per square foot here against $160 for the group). That works out to $152 per finished square foot.
Source: Huerkamp Home Group, from the active listings in our communities on November 3, 2026 at 9:44 PM (Central). This is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
The location
- Saint Paul community guideSchools, commutes, parks, home values and local stories.
- Payne-Phalen, Saint PaulThe neighborhood guide: homes, history, parks and market numbers.
- Saint Paul housing market, September 2026Homes sold for a median $300,000 over 12 months (0.0%), 48 days on market. Source: Minneapolis Area REALTORS®.
What would the monthly payment be?
— estimated per month
- Principal and interest
- —
- Property taxes
- —
Estimate only, not a loan offer: a 30-year fixed loan at the Freddie Mac weekly average (7.24% on October 29, 2026), the property taxes in the listing. Homeowners insurance and any mortgage insurance aren't included. Your rate depends on your credit and loan.
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