520 Main Street NStillwater, MN 55082
$895,000
4 bedrooms · 2 bathrooms · 2,238 finished sq ft · 0.3 acre lot
About this home
Perched above Main Street with beautiful river views, this charming duplex—lovingly known as The Main Street Hideaway—is not your average rental property. Professionally renovated from top to bottom with quality, high-end finishes, it has been thoughtfully maintained and is full of character. Each unit offers 2 bedrooms, 1 bath, laundry, and an open-air porch overlooking Main Street and the St. Croix River. The approximately 1/3-acre lot offers additional possibilities, including potential for a three-car garage with a dwelling unit above (Buyer to verify with City). Owned by the Seller since 1998, the property has been used over the years for short-, mid-, and long-term rentals; Buyer to confirm current permitting and allowable uses with the City. A unique opportunity for investment, owner occupancy, or a downtown Stillwater lifestyle without the confines of condo living—all the fun, convenience, and charm of Stillwater are right outside your door!
Home facts
- Home type
- Multi-family home
- Style
- Duplex
- Year built
- 1898
- Bedrooms
- 4
- Bathrooms
- 2
- Finished sq ft
- 2,238
- Lot
- 0.3 acres
- Basement
- Block, Other, Unfinished
- Heating
- Natural Gas, Forced Air
- Property taxes
- $5,503 a year
- Listed
- October 26, 2026
- MLS number
- 7164143
Listing courtesy of Coldwell Banker Realty (Abby Dean). MLS #7164143.
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How it compares
520 Main Street N, Stillwater, MN 55082 is a 4-bedroom multi-family home built in 1898, listed for $895,000 on October 26, 2026 by Coldwell Banker Realty. That works out to $400 per finished square foot.
Source: Huerkamp Home Group, from the active listings in our communities on November 3, 2026 at 9:09 PM (Central). This is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
The location
- Stillwater community guideSchools, commutes, parks, home values and local stories.
- Stillwater housing market, September 2026Homes sold for a median $460,000 over 12 months (−2.3%), 40 days on market. Source: Minneapolis Area REALTORS®.
What would the monthly payment be?
— estimated per month
- Principal and interest
- —
- Property taxes
- —
Estimate only, not a loan offer: a 30-year fixed loan at the Freddie Mac weekly average (7.24% on October 29, 2026), the property taxes in the listing. Homeowners insurance and any mortgage insurance aren't included. Your rate depends on your credit and loan.
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