675 Otsego StreetSaint Paul, MN 55101
$289,900
3 bedrooms · 2 bathrooms · 1,608 finished sq ft
About this home
Developed by Dayton's Bluff N.H.S., this well-designed home offers a functional and inviting floor plan. The main level features a convenient half bath, while the second floor includes three spacious bedrooms and a full bathroom. Additional highlights include a two-car attached garage and a low-maintenance exterior. Recent updates include fresh paint throughout the entire home, new carpeting, and a den in the basement with an egress window, providing extra living or recreational space. The roof and siding were replaced approximately five years ago, offering added peace of mind for years to come. Buyer/buyer's agent to verify measurements. Please remove your shoes when showing. Loan commitment date must be at least 5 days prior to closing date.
Home facts
- Home type
- Single-family home
- Style
- Single Family Residence
- Year built
- 2003
- Bedrooms
- 3
- Bathrooms
- 2
- Finished sq ft
- 1,608
- Garage
- 2 stalls
- Basement
- Full, Sump Pump
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Property taxes
- $4,052 a year
- Listed
- July 31, 2026
- MLS number
- 7119873
Listing courtesy of USA Dream Home Realty Inc (Thinh K Huynh). MLS #7119873.
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How it compares
675 Otsego Street, Saint Paul, MN 55101 is a 3-bedroom single-family home built in 2003 in Payne-Phalen, listed for $289,900 on July 31, 2026 by USA Dream Home Realty Inc. That is in the middle range of the 533 single-family homes for sale in Saint Paul right now (median $325,000; $180 per square foot here against $191 for the group). That works out to $180 per finished square foot.
Source: Huerkamp Home Group, from the active listings in our communities on November 3, 2026 at 10:01 PM (Central). This is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
The location
- Saint Paul community guideSchools, commutes, parks, home values and local stories.
- Payne-Phalen, Saint PaulThe neighborhood guide: homes, history, parks and market numbers.
- Saint Paul housing market, September 2026Homes sold for a median $300,000 over 12 months (0.0%), 48 days on market. Source: Minneapolis Area REALTORS®.
What would the monthly payment be?
— estimated per month
- Principal and interest
- —
- Property taxes
- —
Estimate only, not a loan offer: a 30-year fixed loan at the Freddie Mac weekly average (7.24% on October 29, 2026), the property taxes in the listing. Homeowners insurance and any mortgage insurance aren't included. Your rate depends on your credit and loan.
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