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Cottage Grove, Minnesota

Cottage Grove Real Estate

Homes for sale, local facts and advice for buying or selling in Cottage Grove, Washington County, from Huerkamp Home Group.

Updated October 7, 2026 · By Jason Huerkamp, REALTOR®

Key takeaways

What should you know about Cottage Grove at a glance?

Cottage Grove is a east metro city in Washington County, home to 42,760 people. Here's what the public numbers say.

  • Population: 42,760 (Census 2024 estimate; +10.1% since 2020)
  • Median home value: $378,800, 10% lower than the Washington County median (owner estimates, Census ACS)
  • Median household income: $120,791, 5% higher than Washington County
  • Homeownership: 88.2% of households own their home (Minnesota: 72.2%)
  • Getting around: about 37 minutes to downtown Minneapolis and 29 minutes to MSP Airport in light traffic
  • Schools: South Washington County School District covers about 92% of the city

Sources: US Census Bureau 2024 population estimates and 2020–2024 American Community Survey; drive times from OpenStreetMap routing.

For sale now

Where can I find Cottage Grove homes for sale?

The newest Cottage Grove listings, live from the NorthstarMLS. Open any home for photos, maps and saved-search alerts.

See all 192 Cottage Grove homes for sale

Keller Williams Preferred Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Keller Williams Preferred Realty, a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information Deemed Reliable But Not Guaranteed.

Broker ReciprocityThe data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Keller Williams Preferred Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (little black house) and detailed information about them includes the name of the listing brokers.

Keller Williams Preferred Realty participates in Regional MLS’s Broker Reciprocity℠ program, allowing us to display other brokers’ listings on our site. However, Keller Williams Preferred Realty displays only listings located in the Minnesota communities covered on this website. Some properties which appear for sale on this web site may subsequently have sold and may no longer be available. Listing data last updated November 3, 2026 at 8:18 PM (Central). Use of listing data is subject to the license agreement. Open House information is subject to change without warning.

Listings from NorthstarMLS, updated every hour from 8 AM to 10 PM.

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Housing market · September 2026

Cottage Grove home prices and sales

Over the 12 months through September 2026, the median sale price in Cottage Grove was $405,000, up 1.3% from the year before, with 687 homes sold.

  • Median sale price$405,000+1.3% vs. prior 12 months
  • Homes sold687past 12 months
  • Days on market44past 12 months
  • Months of supply3.2end of September 2026

NorthstarMLS data via the Minneapolis Area REALTORS® Local Market Update, current as of October 7, 2026. Full Cottage Grove market report

Living in

What's it like living in Cottage Grove, MN?

The answer

Cottage Grove is a east metro city, and it's about 37 minutes from downtown Minneapolis and 25 minutes from downtown Saint Paul in light traffic. 91.1% of its homes are single-family houses, the typical home was built around 1990, and 88.2% of households own their home.

Downtown Minneapolis37min
Downtown Saint Paul25min
MSP Airport29min
Mall of America31min
University of Minnesota36min
Cottage Grove42,760 residents · Washington County

Demographics · Cottage Grove, MN

Who lives in Cottage Grove?

According to the Census Bureau, Cottage Grove's median household income is $120,791, 5% higher than the Washington County median (Washington County: $115,345). The median age is 36.5, 88.2% of households own their home and 40.8% of adults hold a bachelor's degree or higher.

Population42,76014,395 households
Median household income$120,791Washington Co. $115,345 · MN $89,062
Median home value$378,800Washington Co. $422,000 · MN $329,300
Median gross rent$1,783Washington Co. $1,710 · MN $1,280
Homeowners88.2%Washington Co. 81.3% · MN 72.2%
Bachelor's degree or higher40.8%Washington Co. 49.1% · MN 39.4%
Median age36.5Washington Co. 39.8 · MN 38.8
Single-family homes91.1%Median year built: 1990

US Census Bureau, American Community Survey 2020–2024 5-year estimates; population from 2024 estimates. Home values are owner estimates; values shown with “+” are the Census reporting cap.

Population trend

How fast is Cottage Grove growing?

Cottage Grove's population grew 10.1% between 2020 and 2024, from 38,835 to 42,760 residents, according to Census Bureau estimates.

Cottage Grove population, 2020–2024
37.5k40k42.5k45k2020202120222023202438,990202038,990202139,966202241,085202342,10842,760202442,760

US Census Bureau Vintage 2024 population estimates.

Show as a table
YearResidents
202038,990
202139,966
202241,085
202342,108
202442,760

School planning

Which schools serve a Cottage Grove address?

  • South Washington County School Districtabout 92% of the city
  • Hastings Public School Districtabout 8% of the city

Ask the district for the school assignment of the exact address for the year you'll enroll, since boundaries can change. Being near a school doesn't guarantee a spot, and charter and private schools set their own rules.

Minnesota Report Card (Department of Education)

District coverage: US Census Bureau 2024 school district boundaries.

Crime data

How can you check reported crime near a home?

Ask the police department that serves the address for its current reports, and compare places only across the same time period and offense definitions. Missing data doesn't mean zero crime, and a citywide number doesn't describe a particular street.

FBI Crime Data Explorer

By ZIP code

What does Cottage Grove look like by ZIP code?

2 ZIP codes cover most of Cottage Grove.

ZIPShare of cityMedian home valueMedian household incomeHomeownersListings
5501689%$377,700$120,71588.2%Homes for sale
5503311%$358,700$103,98880.4%Homes for sale

ZIP code areas (ZCTAs) covering at least 5% of the city; values for the whole ZIP area, Census ACS 2020–2024.

Outdoor living

What lakes and water are in Cottage Grove?

Cottage Grove has about 3.9 square miles of water inside city limits.

All Twin Cities lake homes

No named lakes of 10 acres or more touch the city on Census maps.

Commute & transportation

How easy is getting around Cottage Grove?

Cottage Grove residents' average one-way commute is 23.9 minutes (Census ACS). 69.2% drive alone, 0.3% take public transit and 21.1% work from home.

Average commute23.9 minMN average 22.7 min
Drive alone69.2%of workers
Public transit0.3%of workers
Work from home21.1%of workers

Drive times from Cottage Grove

Drive times: OSRM routing on OpenStreetMap data from the city's Census center point, light traffic. Rush hour takes longer.

Economy & jobs

Where do Cottage Grove residents work?

The largest share of employed Cottage Grove residents work in education, health care and social assistance (25.6%), followed by manufacturing (15.3%). The unemployment rate averaged 3.7% over 2020–2024 (Minnesota: 4.1%).

Census ACS 2020–2024, industry of employed residents 16 and older (C24050) and employment status (B23025).

Industries Cottage Grove residents work in
  1. Education, health care and social assistance25.6%
  2. Manufacturing15.3%
  3. Professional, scientific and management services10.6%
  4. Retail trade10.4%
  5. Finance, insurance and real estate8%
  6. Construction6.7%

City comparison

How does Cottage Grove compare to Newport, St. Paul Park and Hastings?

The three communities with the shortest drive from Cottage Grove, side by side.

MetricCottage GroveNewportSt. Paul ParkHastings
Population (2024)42,7605,4155,38122,502
Change since 2020+10.1%+42.7%-2.9%+1.5%
Median home value$379K$378K$264K$322K
Median household income$121K$72K$101K$94K
Median gross rent$1,783$1,122$2,174$1,183
Homeowners88.2%66.9%76%76.4%
Median age36.537.442.241
Average commute23.9 min25.2 min21.2 min25.3 min
Drive to downtown Minneapolis37 min28 min33 min43 min

Census 2024 estimates and ACS 2020–2024; drive times from OpenStreetMap routing.

Cost of ownership

What will a Cottage Grove home cost you each month?

Enter the numbers for a specific home. The price starts at Cottage Grove's Census median home value; the interest rate, property tax and insurance are yours to fill in from a lender quote, the county's tax statement and an insurance quote. This is an illustration, not a loan estimate.

Enter an interest rate to see a monthly estimate.

Selling in Cottage Grove

What's required to sell a home in Cottage Grove?

We haven't confirmed a city pre-sale inspection for Cottage Grove; check with the city before you list. Every Minnesota sale still includes the state disclosures: property condition, wells, septic systems, radon, lead paint for older homes and more.

Selling in Minnesota: every city's rules and the state disclosures · Estimate your net proceeds

Is Cottage Grove right for you?

Who should buy a home in Cottage Grove?

  • Compare homes, not averages. Choose the space, layout and condition you need, and confirm it with an inspection.
  • Try the drive. Test your commute at the times you'd actually travel.
  • Check the schools for the address. South Washington County School District covers most of the city, but not all of it.
  • Budget the whole payment. Include taxes, insurance, association dues and upkeep.

Planning a move

What should I verify before moving to Cottage Grove?

  • The property's current tax statement and homestead status from Washington County.
  • Lender, insurance and utility quotes for the exact address, plus any association documents and special assessments.
  • The seller's disclosures, including Minnesota's required radon and well disclosures.
  • Whether the city requires a point-of-sale inspection or certificate (Minneapolis and Saint Paul, for example, require Truth-in-Sale-of-Housing reports).
  • The school assignment for your enrollment year, confirmed with the district.

Living in Minneapolis on YouTube

Watch: Cottage Grove on video

Jason's videos about Cottage Grove: neighborhoods, homes and what living here is really like.

All Twin Cities videos

This weekend's open houses

Can you tour Cottage Grove homes this weekend?

Found a Cottage Grove home you like? We'll set up a private showing, usually within a day or two, or tell you when it has an open house.

Cottage Grove FAQ

What do Cottage Grove buyers most often ask?

What is the median home value in Cottage Grove?

The Census Bureau's 2020–2024 American Community Survey puts the median value of owner-occupied homes in Cottage Grove at $378,800, 10% lower than the Washington County median (Washington County: $422,000). These are owner estimates; for current asking prices, see the Cottage Grove homes for sale in our home search.

How many people live in Cottage Grove, MN?

About 42,760 people, according to the Census Bureau's 2024 estimate. The city grew by 10.1% between 2020 and 2024.

Which school district serves Cottage Grove?

South Washington County School District (about 92% of the city) and Hastings Public School District (about 8% of the city). School assignment depends on the exact address, so confirm it with the district before you buy.

How far is Cottage Grove from downtown Minneapolis?

About 37 minutes by car in light traffic, and about 25 minutes to downtown Saint Paul. Residents' average one-way commute is 23.9 minutes (Census ACS).

Is Cottage Grove a good place to live?

It depends on what you need. Cottage Grove has a median household income of $120,791, 88.2% homeownership and a 23.9-minute average commute. Visit at the times you'd normally drive, check the school assignment for the address, and compare total ownership costs before you decide.

What does it cost to rent in Cottage Grove?

The median gross rent (rent plus utilities) is $1,783 a month, compared with $1,710 in Washington County (Census ACS 2020–2024).

What ZIP codes are in Cottage Grove?

55016 and 55033 cover most of the city. ZIP code areas and city limits don't match exactly, so check the city on the property record.

What lakes are in Cottage Grove?

The largest named lakes inside the city are Mississippi Riv (about 697 acres), based on Census water maps.

How long does it take to close on a home in Cottage Grove?

Most financed purchases close about 30 to 45 days after an accepted offer, and cash purchases can close sooner. Your lender, the appraisal and the title company set the actual timeline.

Does Cottage Grove require an inspection to sell a home?

We haven't confirmed a city inspection requirement for Cottage Grove. Every Minnesota seller still owes the state disclosures (property condition, wells, septic, radon and more), and some counties require a septic inspection. Check with the city before you list.

Why Huerkamp Home Group

Why work with Huerkamp Home Group?

2002Founded by Jason & Brooke Huerkamp
39Agents and staff
5.0Stars from 841 Google reviews
15+Years as a Ramsey ELP

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Jason Huerkamp
Jason HuerkampFounder, Huerkamp Home GroupMN license 20329835(612) 843-962014300 Nicollet Ct, Ste 208, Burnsville, MN 55306

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