10639 Mississippi Dunes Trail SCottage Grove, MN 55016
$489,990
3 bedrooms · 2 bathrooms · 1,886 finished sq ft · 0.18 acre lot
About this home
Home is complete and ready to close! Welcome to the Cedarwood II floorplan by M/I Homes! This desirable patio villa offers main level living with a spacious owner's suite, plus an additional bedroom and bath, den, a sun drenched morning room, and laundry with utility sink. The open-concept design seamlessly connects the main living areas, creating a natural flow for both relaxation and hosting guests. The home features a gorgeous kitchen with a large, angled center island, quartz countertops and walk-in pantry. The owner's suite has a private bath with dual sinks, gorgeous tiled shower with glass doors, linen closet and HUGE walk-in closet! The home also has dedicated attic storage space over the garage with steps leading up! Lawn care, snow removal, landscaping, and trash/recycling are all taken care of by the association for a 'lock and leave' lifestyle. Spend more time living and less time maintaining! This home is set on a desirable lot that backs to a pond. Located in the secluded Mississippi Landing neighborhood, just steps from the Mississippi River! The area is full of large, mature trees, winding roads, water, wildlife, and plenty of peace and tranquility. The neighborhood is adjacent to the Mississippi Dunes Park Reserve, which offers a trail alongside the river with breathtaking views! As tucked away as this neighborhood feels, you're just a 10-minute drive to grocery stores, shopping, dining, and entertainment in Cottage Grove and Woodbury! FHA 5.25/5.891% APR if closing by December 23rd with seller's preferred lender. Call for further details.
Home facts
- Home type
- Condo
- Style
- Single Family Residence
- Year built
- 2026
- Bedrooms
- 3
- Bathrooms
- 2
- Finished sq ft
- 1,886
- Lot
- 0.18 acres
- Garage
- 2 stalls
- Basement
- None
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Property taxes
- $502 a year
- HOA / association fee
- $220
- Listed
- August 2, 2026
- MLS number
- 7120222
Listing courtesy of M/I Homes (Jackie Jaax). MLS #7120222.
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How it compares
10639 Mississippi Dunes Trail S, Cottage Grove, MN 55016 is a newly built 3-bedroom condo, listed for $489,990 on August 2, 2026 by M/I Homes. That is in the middle range of the 125 condos for sale in Cottage Grove right now (median $527,990; $260 per square foot here against $198 for the group). That works out to $260 per finished square foot.
Source: Huerkamp Home Group, from the active listings in our communities on November 3, 2026 at 10:01 PM (Central). This is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
The location
- Cottage Grove community guideSchools, commutes, parks, home values and local stories.
- Cottage Grove housing market, September 2026Homes sold for a median $405,000 over 12 months (+1.3%), 44 days on market. Source: Minneapolis Area REALTORS®.
What would the monthly payment be?
— estimated per month
- Principal and interest
- —
- Property taxes
- —
- Association fee (as listed)
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Estimate only, not a loan offer: a 30-year fixed loan at the Freddie Mac weekly average (7.24% on October 29, 2026), the property taxes in the listing and the association fee as listed (assumed monthly). Homeowners insurance and any mortgage insurance aren't included. Your rate depends on your credit and loan.
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