6642 96th Street SCottage Grove, MN 55016
$569,900
5 bedrooms · 3 bathrooms · 2,717 finished sq ft · 0.253 acre lot
Open house
- Saturday, November 14 · 5–6:30 PM
Open House information is subject to change without warning. Hosted by EXP Realty, LLC.
About this home
2-1 RATE BUYDOWN AVAILABLE WITH AN ACCEPTABLE OFFER! OVER $100,000 IN UPGRADES ALREADY COMPLETED! Enjoy lower initial mortgage payments plus all the finishing touches that typically come at an additional cost with new construction, without the added expenses and lengthy to-do list. The sellers have already invested in the extras buyers typically have to add themselves, including the maintenance-free deck, concrete patio, fully fenced yard, hot tub, heated garage, gutters, window treatments and so much more! All the finishing touches are already in place so you can move right in and start enjoying your home. Mississippi River Valley views set the scene for this beautiful newer-construction home, perfectly positioned on a premium lot in sought-after Mississippi Dunes, with no homes behind you! With a private, peaceful setting overlooking the valley, the backyard feels like a true oasis while still offering all the benefits of a fantastic neighborhood. Inside, natural light fills the bright, open living spaces, with a gorgeous kitchen at the heart of the home, a dedicated coffee bar, beautiful dining area and comfortable spaces for both everyday living and entertaining. With five bedrooms and three baths, the thoughtfully designed layout offers plenty of room to spread out. The private primary suite is tucked away over the garage, creating a retreat of its own while remaining conveniently close to two additional bedrooms. Downstairs, the finished walkout lower level adds a family room, two more bedrooms, an additional bath, and is plumbed for a bar, creating even more flexibility for everyday living and entertaining. Outside is where this property truly shines. A large maintenance-free Trex deck overlooks the fully fenced yard and Mississippi River Valley beyond, creating an incredible backdrop for morning coffee, summer dinners or quiet evenings at home with the most magical sunsets. A two-tier concrete patio and hot tub add even more space to relax and enjoy the setting, while permanent exterior lighting keeps the outdoor spaces inviting after sunset. A heated and insulated three-car garage, powered 10x12 storage shed and irrigation system round out the home's many features. From the beautiful interior and versatile five-bedroom layout to the privacy, views and exceptional outdoor spaces, this Mississippi Dunes home offers a setting that feels truly special. Why start from scratch when so much has already been done for you? Come experience it for yourself!
Home facts
- Home type
- Condo
- Style
- Single Family Residence
- Year built
- 2020
- Bedrooms
- 5
- Bathrooms
- 3
- Finished sq ft
- 2,717
- Lot
- 0.253 acres
- Garage
- 3 stalls
- Basement
- Walk-Out Access, Finished, Full
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Property taxes
- $5,935 a year
- HOA / association fee
- $125
- Listed
- October 6, 2026
- MLS number
- 7153953
Listing courtesy of EXP Realty, LLC (Capecchi & Company). MLS #7153953.
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How it compares
6642 96th Street S, Cottage Grove, MN 55016 is a 5-bedroom condo built in 2020, listed for $569,900 on October 6, 2026 by EXP Realty, LLC. That is in the middle range of the 125 condos for sale in Cottage Grove right now (median $527,990; $210 per square foot here against $198 for the group). That works out to $210 per finished square foot.
Source: Huerkamp Home Group, from the active listings in our communities on November 3, 2026 at 10:01 PM (Central). This is not an appraisal, competitive or comparative market analysis, CMA or home valuation.
The location
- Cottage Grove community guideSchools, commutes, parks, home values and local stories.
- Cottage Grove housing market, September 2026Homes sold for a median $405,000 over 12 months (+1.3%), 44 days on market. Source: Minneapolis Area REALTORS®.
What would the monthly payment be?
— estimated per month
- Principal and interest
- —
- Property taxes
- —
- Association fee (as listed)
- —
Estimate only, not a loan offer: a 30-year fixed loan at the Freddie Mac weekly average (7.24% on October 29, 2026), the property taxes in the listing and the association fee as listed (assumed monthly). Homeowners insurance and any mortgage insurance aren't included. Your rate depends on your credit and loan.
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