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Ham Lake housing market

September 2026 report · NorthstarMLS data via Minneapolis Area REALTORS® · current as of October 7, 2026

  • Median sale price$550K+5.8% vs. prior 12 months
  • Homes sold206past 12 months, +36.4%
  • Days on market63past 12 months
  • Months of supply4.4end of September 2026

The short version

Ham Lake in September 2026

Over the 12 months through September 2026, the median sale price in Ham Lake was $549,950, up 5.8% from the 12 months before.

206 homes sold in that time (up 36.4%), and 304 new listings came on the market (up 3.8%).

Homes that sold spent 63 days on market, and sellers received 96.8% of their original list price.

At the end of September 2026 there were 74 homes for sale, 4.4 months of supply.

Only 7 homes sold in Ham Lake in September 2026, so that month's numbers can swing a lot. The 12-month figures above are steadier.

Median sale price by month, Ham Lake
200k400k600k800kOct 2024Feb 2025Jun 2025Oct 2025Feb 2026Jun 2026Sep 2026$530,000Oct 2024$530,000Nov 2024$465,000Dec 2024$566,450Jan 2025$450,000Feb 2025$675,000Mar 2025$460,000Apr 2025$512,500May 2025$615,000Jun 2025$600,000Jul 2025$520,000Aug 2025$541,000Sep 2025$414,250Oct 2025$526,995Nov 2025$475,000Dec 2025$552,000Jan 2026$408,500Feb 2026$641,000Mar 2026$470,000Apr 2026$499,000May 2026$632,500Jun 2026$474,500Jul 2026$560,000Aug 2026$615,000$560,000Sep 2026$560,000

Single months can swing when few homes sell.

Show as a table
YearMedian price
Oct 2024$530,000
Nov 2024$465,000
Dec 2024$566,450
Jan 2025$450,000
Feb 2025$675,000
Mar 2025$460,000
Apr 2025$512,500
May 2025$615,000
Jun 2025$600,000
Jul 2025$520,000
Aug 2025$541,000
Sep 2025$414,250
Oct 2025$526,995
Nov 2025$475,000
Dec 2025$552,000
Jan 2026$408,500
Feb 2026$641,000
Mar 2026$470,000
Apr 2026$499,000
May 2026$632,500
Jun 2026$474,500
Jul 2026$560,000
Aug 2026$615,000
Sep 2026$560,000
Homes sold by month, Ham Lake
02040Oct 2024Feb 2025Jun 2025Oct 2025Feb 2026Jun 2026Sep 202610Oct 202410Nov 20249Dec 202410Jan 20259Feb 20256Mar 20259Apr 202512May 202513Jun 202523Jul 202518Aug 202518Sep 202514Oct 202525Nov 202515Dec 202522Jan 20266Feb 202610Mar 202615Apr 202616May 202614Jun 202628Jul 202623Aug 2026217Sep 20267
Show as a table
YearClosed sales
Oct 202410
Nov 20249
Dec 202410
Jan 20259
Feb 20256
Mar 20259
Apr 202512
May 202513
Jun 202523
Jul 202518
Aug 202518
Sep 202514
Oct 202525
Nov 202515
Dec 202522
Jan 20266
Feb 202610
Mar 202615
Apr 202616
May 202614
Jun 202628
Jul 202623
Aug 202621
Sep 20267

All the numbers

Ham Lake vs. a year earlier

September 202612 months through September 2026
MeasureYear beforeThis yearChangeYear beforeThis yearChange
Median sale price$414,250$560,000+35.2%$520,000$549,950+5.8%
Average sale price$482,093$684,090+41.9%$589,502$600,801+1.9%
Price per square foot$213$245+15.3%$209$217+3.8%
Closed sales147−50.0%151206+36.4%
New listings3126−16.1%293304+3.8%
Days on market2962+113.8%5763+10.5%
% of original list price received96.3%96.1%−0.2%98.2%96.8%−1.4%
Homes for sale (end of month)6974+7.2%———
Months of supply4.94.4−10.2%———

Compared with the Twin Cities region (12 months)

AreaMedian priceChangeDays on market% of list receivedMonths of supply
Ham Lake$549,950+5.8%6396.8%4.4
16-county Twin Cities region$395,000+1.3%5098.4%3.2

Source: Minneapolis Area REALTORS® Local Market Update, Ham Lake, September 2026. Data from NorthstarMLS; produced by ShowingTime Plus, LLC; current as of October 7, 2026. Does not account for seller concessions. Activity for one month can sometimes look extreme due to small sample size.

Quick answers

Ham Lake market questions

What is the median home price in Ham Lake, MN?

$549,950 over the 12 months through September 2026, up 5.8% from a year earlier, according to the Minneapolis Area REALTORS® Local Market Update (NorthstarMLS data). In September 2026 alone it was $560,000.

How fast are homes selling in Ham Lake?

Homes that sold in the 12 months through September 2026 spent 63 days on market (September 2026: 62 days).

Is Ham Lake a buyer's or seller's market?

At the end of September 2026, Ham Lake had 4.4 months of supply (74 homes for sale). Under about 4 months usually favors sellers; over about 6 favors buyers.

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