Compare cities · September 2026
Ham Lake vs. Ramsey
Homes in Ham Lake sold for a median $549,950 over the 12 months through September 2026, 44% more than in Ramsey ($383,000). Homes sold faster in Ramsey: 46 days on market on average, against 63 in Ham Lake. Ramsey is closer to downtown Minneapolis: about 39 minutes by car, against 41. The two are about 13 miles apart.
Housing market, 12 months through September 2026
| Measure | Ham Lake | Ramsey |
|---|---|---|
| Median sale price | $549,950 | $383,000 |
| Change from a year earlier | +5.8% | −1.8% |
| Homes sold | 206 | 482 |
| Days on market | 63 | 46 |
| Share of original list price | 96.8% | 98.6% |
| Price per square foot | $217 | $184 |
| New listings | 304 | 780 |
| Homes for sale (September 2026) | 74 | 113 |
| Months of supply (September 2026) | 4.4 | 2.9 |
Source: Minneapolis Area REALTORS® Local Market Update (NorthstarMLS data).
The homes
| Measure | Ham Lake | Ramsey |
|---|---|---|
| Median home value (owner estimate) | $442,500 | $359,600 |
| Median year built | 1994 | 1996 |
| Single-family homesShare of all housing units, detached houses | 90% | 90% |
| Owner-occupied homes | 94% | 85% |
| Median rent | $1,173 | $1,826 |
Source: US Census Bureau, American Community Survey 2020–2024.
The place
| Measure | Ham Lake | Ramsey |
|---|---|---|
| Population (2024) | 16,905 | 28,999 |
| Land area | 34.4 sq mi | 28.9 sq mi |
| Drive to Downtown Minneapolis | 41 min | 39 min |
| Drive to Downtown Saint Paul | 42 min | 43 min |
| Drive to MSP Airport | 53 min | 55 min |
| Drive to Mall of America | 55 min | 54 min |
| Drive to University of Minnesota | 39 min | 41 min |
| Average commute to work | 28.6 min | 28.2 min |
| Lakes of 10+ acresMinnesota DNR lake outlines touching the city | 4 | 3 |
Source: US Census Bureau 2024 estimates and TIGER/Line; drive times from OpenStreetMap routing (light traffic).
Ham Lake
School districts: Anoka-Hennepin Public School District, Forest Lake Public School District
Largest lakes: Coon Lake (1,481 acres), Ham Lake (155 acres), Lake Netta (119 acres), South Coon Lake (47 acres)
Ramsey
School districts: Anoka-Hennepin Public School District, Elk River School District
Largest lakes: Lake Itasca (99 acres), Grass Lake (35 acres), Rogers Lake (35 acres)
How we compare places: by their homes, housing market and location only, from public sources, never by who lives there. Medians describe the middle home; both places have homes well above and below them.
Quick answers
Ham Lake or Ramsey?
Is Ham Lake or Ramsey more expensive?
Ham Lake. The median sale price was $549,950 there and $383,000 in Ramsey over the 12 months through September 2026, according to the Minneapolis Area REALTORS® Local Market Update. The median is the middle sale, so both have homes well above and below it.
Where do homes sell faster, Ham Lake or Ramsey?
Ramsey: 46 days on market on average against 63, over the 12 months through September 2026.
Which is closer to downtown Minneapolis?
Ramsey, about 39 minutes by car in light traffic (41 from Ham Lake). To downtown Saint Paul: 42 minutes from Ham Lake, 43 from Ramsey.
How far apart are Ham Lake and Ramsey?
About 13 miles in a straight line between their centers.
Which has more lakes, Ham Lake or Ramsey?
Ham Lake has more: 4 lakes of 10+ acres touch Ham Lake (largest: Coon Lake) and 3 touch Ramsey (largest: Lake Itasca), by Minnesota DNR lake outlines.
Which school districts serve Ham Lake and Ramsey?
Ham Lake: Anoka-Hennepin Public School District and Forest Lake Public School District. Ramsey: Anoka-Hennepin Public School District and Elk River School District. School district lines don't follow city lines, so check the district for a specific address before you buy.
Should I buy in Ham Lake or Ramsey?
It depends on your budget, the kind of home you want and where you need to get to each day. This page compares the homes, prices and locations; a Huerkamp Home Group agent can show you homes in both and walk you through what's selling now.
Keep comparing
More comparisons
Deciding between them?
See homes in Ham Lake and Ramsey.
A Huerkamp Home Group agent can show you homes in both, tell you what's selling and for how much right now, and help you decide. There's no cost to buyers.