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Downsizing & 55+ guide

One-level living: ramblers, townhomes and condos

One-level living means your bedroom, bathroom, kitchen and laundry are all on the main floor, so daily life needs no stairs. In the Twin Cities you’ll find it in ramblers (one-story houses), one-level townhomes and twin homes, and condos in buildings with elevators. The details that matter most are a no-step entry, a main-floor laundry and who handles snow and lawn.

The kinds of one-level homes

  • Ramblers (one-story houses): common in suburbs built from the 1950s through the 1970s and again in newer developments; many have a basement, so check that everything you need is upstairs.
  • One-level townhomes and twin homes: often in associations that handle snow removal, lawn care and sometimes exterior maintenance.
  • Condos: single-floor living in buildings with elevators, underground parking and no exterior upkeep.
  • New construction: several Twin Cities builders offer main-floor-living plans, sometimes in association-maintained neighborhoods.

A checklist for touring

  • Can you get from the garage or driveway to the kitchen without steps?
  • Primary bedroom and a full bath on the main floor? A walk-in shower?
  • Laundry on the main floor?
  • Doorways and halls wide enough if you ever need a walker or wheelchair?
  • Attached garage (a big deal in a Minnesota winter)?
  • Lever handles, good lighting, a place to sit by the door?
  • Who clears snow from the driveway and walks, and how fast?

Association fees: what to ask

An association fee can replace a lot of your current costs, but compare carefully:

  • What it covers: snow, lawn, exterior, roof, insurance, water, trash?
  • How much is in the reserve fund, and are any special assessments planned?
  • Rules on rentals, pets, parking and exterior changes.

We review association documents with you before you commit.

Quick answers

Common questions

What is a rambler home?

In Minnesota, a rambler is a one-story house with the main living space on one floor, often with a basement below. It is the most common kind of one-level house in Twin Cities suburbs.

Are townhomes good for downsizing?

Many people downsize into townhomes because associations often handle snow removal and lawn care. Look for one-level or main-floor-living plans and compare the association fee with what you spend on upkeep today.

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